4.1 Attitudes toward credit and debt
In this section:
Some people take on debt without hesitation. Others avoid it at all costs. Some fit in the middle. Your attitudes toward spending and owing money affect whether or not you will borrow and how you handle debt when you do borrow.
This section will help you identify what kind of spender you are and clarify your attitudes toward credit. You'll learn:
- how your needs and wants influence your use of credit
- the difference between "good debt" and "bad debt"
- how to determine an appropriate amount of debt for you.
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