4.1.2 Personal factors and attitudes toward credit

How you feel about credit, and how much debt you take on, is linked to how you define your needs and wants. Take these two examples:

Are you more like Joan or Jeanne?

Joan sees everything as a must-have.
Jeanne sees a difference between necessities and nice to have.


Your emotions, habits and values also influence how you feel about credit. For example:

It's important to be aware of the emotional factors that influence how you handle credit. That way, you can control your behaviour and avoid running into problems with debt.

Take a moment to think about the factors that apply to you and how they affect your ability to handle credit.

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