10.2.8 Summary of key messages

• The governments of Canada and Quebec offer public pension plans to provide Canadians with a portion of the income they will need in retirement.
• Some employers offer pension plans to their employees. These are a good way to start building savings for retirement.
• If you have an employer pension plan, it is generally a good decision to make the highest pension contribution that your plan allows and that your organization will match.
• In addition to the income you will receive from public and company pensions, you will likely need savings of your own to supplement your retirement income.

At the end of the module, you will find an Action plan. This is a tool that you can use to track your progress and take the next steps to save for your retirement. Use the action plan as a roadmap for financial action!