Payment card network operators

The Payment Card Networks Act is the primary legislation governing all payment card networks in Canada. FCAC is responsible for monitoring the compliance of participants in the credit and debit card industry in Canada to the Code.

The complete text of the Act is posted on the Department of Justice Canada’s website.

Payment Card Networks Act

Sections related to consumer provisions: N/A.

Codes of conduct

Code of Conduct for the Credit and Debit Card Industry in Canada
This code applies to debit and credit card networks and their participants. It outlines payment card networks operators’ responsibilities for providing information, flexibility and choice to merchant.

Fraud protection

Several organizations and institutions have made formal commitments to protect consumers from the unauthorized use of their credit card. These commitments outline consumers’ liability in relation to fraudulent transactions on their credit card.

• American Express
• MasterCard
• Visa
• Interac