Services and information
Mortgage basics, such as the term, amortization period, payment frequency and fixed or variable interest rate.
What to do before you start shopping for a mortgage.
Where to get a mortgage and how the preapproval process works.
The minimum amount you will need for a down payment toward the price of a home and mortgage loan insurance.
How the term and amortization can impact the mortgage costs.
How mortgage options impact interest rates.
Switching your mortgage to another lender, including the costs and benefits of breaking your contract.
Prepayment privileges, when prepayment penalties apply and how they are calculated.
What you can expect when you defer your mortgage and information on other mortgage relief options.
Making lump-sum payments, increasing regular payments and keeping your payments the same when you renew.
Mortgage life insurance and mortgage disability and critical illness insurance.
What to expect, when to discharge your mortgage, how much it costs and where to get more information.
The steps to renew your mortgage.
Find out if you can qualify for a mortgage based on the property you want, your income and your expenses.
Calculate your mortgage payment schedule and how to save money by making prepayments.
Applying for a mortgage, making prepayments, renewing your mortgage and more.
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