Regional Economic Mobility Pathways Pilot (Regional EMPP): Amounts issued to applicants to be used as settlement funds

This section contains policy, procedures and guidance used by IRCC staff. It is posted on the department’s website as a courtesy to stakeholders.

This section is about processing amounts issued to Regional Economic Mobility Pathways Pilot (Regional EMPP) applicants to be used as settlement funds.

Regional EMPP applicants immigrate to Canada as economic migrants, and as such they are required to demonstrate they have sufficient funds to economically establish in Canada.

To help Regional EMPP applicants and their family members demonstrate they can economically establish in Canada, the public policy allows for the use of loans in circumstances where there is a job offer and the applicant is applying under either the Rural and Northern Immigration Pilot (RNIP) or the Atlantic Immigration Program (AIP).

IRCC has signed a memorandum of understanding with Windmill Microlending, a registered charity that helps newcomers to Canada with affordable microloans. Windmill Microlending will assess loan applications and, if eligible, provide EMPP applicants with loan pre-approval letters. EMPP applicants must include a copy of the loan pre-approval letter when they submit their permanent residence application to IRCC.

If a pre-approval loan letter issued by Windmill Microlending is submitted as a supporting document to meet the settlement fund requirement, the officer must

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