Chart – Prescribed factors
| Age of the RRIF annuitant or spouse or common-law partner |
Pre-March 1986Footnote 1 |
Qualifying RRIFsFootnote 2 |
All other RRIFsFootnote 3 |
|---|---|---|---|
| 71 | .0526 | .0526 | .0528 |
| 72 | .0556 | .0540 | .0540 |
| 73 | .0588 | .0553 | .0553 |
| 74 | .0625 | .0567 | .0567 |
| 75 | .0667 | .0582 | .0582 |
| 76 | .0714 | .0598 | .0598 |
| 77 | .0769 | .0617 | .0617 |
| 78 | .0833 | .0636 | .0636 |
| 79 | .0909 | .0658 | .0658 |
| 80 | .1000 | .0682 | .0682 |
| 81 | .1111 | .0708 | .0708 |
| 82 | .1250 | .0738 | .0738 |
| 83 | .1429 | .0771 | .0771 |
| 84 | .1667 | .0808 | .0808 |
| 85 | .2000 | .0851 | .0851 |
| 86 | .2500 | .0899 | .0899 |
| 87 | .3333 | .0955 | .0955 |
| 88 | .5000 | .1021 | .1021 |
| 89 | 1.0000 | .1099 | .1099 |
| 90 | .0000 | .1192 | .1192 |
| 91 | .0000 | .1306 | .1306 |
| 92 | .0000 | .1449 | .1449 |
| 93 | .0000 | .1634 | .1634 |
| 94 | .0000 | .1879 | .1879 |
| 95 or older | .0000 | .2000 | .2000 |
All prescribed factors under the column "Pre-March 1986" have been calculated. Additionally, the prescribed factors under the column "Qualifying RRIFs" (between the ages of 71-78 only) have also been calculated.
If the age is 70 years or younger, the prescribed factor is calculated as follows: 1 divided by (90 minus the age).