Malta - Pensions and benefits

If you have lived or worked in Malta and in Canada, or you are the survivor of someone who has lived or worked in Malta and in Canada, you may be eligible for pensions or benefits from Malta or Canada, or both.

The Agreement on Social Security between Canada and Malta came into force on March 1, 1992.

What benefits are available

If you contributed to both the Canada Pension Plan and the Maltese pension program, or if you lived in Canada and Malta, this agreement may help you qualify for:

  • Canadian old age and disability benefits
  • Maltese old age and disability benefits.

If you are the widow, widower or child of a person who contributed to the pension programs of both countries, this agreement may help you qualify for:

  • Canadian survivor benefits
  • Maltese survivor benefits.

You may qualify for a Canadian or a Maltese benefit, or both. However, under the Agreement, the benefit paid by each country will be based solely on your creditable periods under that country’s pension program. In other words, Canada will pay a benefit amount reflecting the portion of your periods that are creditable under Canada's pension program, and Malta will pay a benefit amount reflecting the portion of your creditable periods under Malta's pension program.

Am I eligible to receive a benefit

Canadian benefits

The Canadian pension programs included in the Agreement are the Canada Pension Plan (CPP) and the Old Age Security (OAS) program.

If you do not qualify for a Canada Pension Plan benefit based on your contributions to the CPP, Canada will consider your periods of contribution to the Maltese pension program as periods of contribution to the Canada Pension Plan.

If you do not qualify for an Old Age Security pension based on your years of residence in Canada, Canada will consider periods of contribution to the Maltese pension program and periods during which you resided in Malta after the age of 18 as periods of residence in Canada.

Note: Quebec Pension Plan (QPP) contributors

The Government of Canada’s international social security agreements cover Old Age Security and Canada Pension Plan benefits only. If you contribute or have contributed to the QPP but not to the CPP, please consult the Quebec Pension Plan.

Maltese benefits

The Maltese pension program is similar to the Canada Pension Plan and covers most employed and self-employed persons in Malta.

To qualify for a benefit under the Maltese pension program, you normally must have contributed to the program for a minimum period of time.

If you have not contributed to the program for the minimum period, to qualify for a Maltese retirement or survivor benefit under the Agreement, Malta will consider periods of contribution to the Canada Pension Plan and periods of residence in Canada after the age of 18 and from May 7, 1956 as credited periods under the pension program of Malta. To determine eligibility for a Maltese invalidity benefit under the Agreement, Malta will consider periods of contribution to the Canada Pension Plan as credited periods under the pension program of Malta.

If you are a Canadian citizen, under the Agreement you can receive a Maltese benefit while residing in Canada.

How do I apply

Print and complete one of the following application forms:

If you live in Canada

If you live in Canada and want to apply for Canadian benefits, see Pensions in Canada.

If you live in Canada and want to apply for Maltese benefits:

Attach any necessary supporting documents, and return the application form to a Service Canada Centre, or mail it to:

International Operations
Service Canada
PO Box 2710 Station Main
Edmonton, AB  T5J 2G4
Canada

If you live in Malta

If you live in Malta and want to apply for Canadian benefits:

Attach any necessary supporting documents, and return the application form to a social security office in Malta, or mail it to:

International Operations
Service Canada
PO Box 2710 Station Main
Edmonton, AB  T5J 2G4
Canada

Malta’s social security website

Resources

Note: The Agreement

This page contains general information on the Agreement on Social Security between Canada and Malta and may not describe all the provisions that apply to your situation. If you have any questions, please contact us. In the case of a discrepancy between this page and the Agreement, the wording and provisions of the Agreement will prevail.

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