Netherlands - Pensions and benefits

If you have lived or worked in the Netherlands and in Canada, or you are the survivor of someone who has lived or worked in the Netherlands and in Canada, you may be eligible for pensions or benefits from the Netherlands or Canada, or both.

The Agreement on Social Security between Canada and the Netherlands came into force on October 1, 1990. A supplementary agreement came into force on October 1, 1990. A revised agreement came into force on April 1, 2004.

What benefits are available

If you contributed to both the Canada Pension Plan and the Dutch pension program, or if you lived in Canada and The Netherlands, this agreement may help you qualify for:

  • Canadian old age and disability benefits
  • Dutch old age and disability benefits.

If you are the widow, widower or child of a person who contributed to the pension programs of the two countries, this agreement may help you qualify for:

  • Canadian survivor benefits
  • Dutch survivor benefits.

You may qualify for a Canadian or a Dutch benefit, or both. However, under the Agreement, the benefit paid by each country will be based solely on your creditable periods under that country’s pension program. In other words, Canada will pay a benefit amount reflecting the portion of your periods that are creditable under Canada's pension program, and the Netherlands will pay a benefit amount reflecting the portion of your creditable periods under the Netherlands's pension program.

Am I eligible to receive a benefit

Canadian benefits

The Canadian pension programs included in the Agreement are the Canada Pension Plan (CPP) and the Old Age Security (OAS) program.

If you do not qualify for a Canada Pension Plan benefit based on your contributions to the CPP, Canada will consider your periods of coverage under the Dutch pension program as periods of contribution to the Canada Pension Plan.

If you do not qualify for an Old Age Security pension based on your years of residence in Canada, Canada will consider your periods of coverage under the Dutch pension program after the age of 18 and after December 31, 1956 as periods of residence in Canada.

Note: Quebec Pension Plan (QPP) contributors

The Government of Canada’s international social security agreements cover Old Age Security and Canada Pension Plan benefits only. If you contribute or have contributed to the QPP but not to the CPP, please consult the Quebec Pension Plan.

Netherlands benefits

The pension program of the Netherlands covers most people who live and work in the Netherlands. There are no minimum coverage requirements for old age, survivor and disability benefits under the pension program of the Netherlands.

To qualify for a disability benefit, however, you generally must be a resident and employed in the Netherlands at the time you become disabled. Similarly, to qualify for a survivor benefit, your spouse or common-law partner must be a resident and employed in the Netherlands when he or she dies.

Under the Agreement you will be able to meet the residence and coverage requirements of the Netherlands if you reside and work in Canada.

How do I apply

Print and complete one of the following application forms:

If you live in Canada

If you live in Canada and want to apply for Canadian benefits, see Pensions in Canada.

If you live in Canada and want to apply for Dutch benefits:

Attach any necessary supporting documents, and return the application form to a Service Canada Centre, or mail it to:

International Operations
Service Canada
PO Box 2710 Station Main
Edmonton AB  T5J 2G4
Canada

If you live in the Netherlands

If you live in the Netherlands and want to apply for Canadian benefits:

Attach any necessary supporting documents, and return the application form to a social security office in the Netherlands, or mail it to:

International Operations
Service Canada
PO Box 2710 Station Main
Edmonton AB  T5J 2G4
Canada

The Netherland’s social security websites

Resources

Note: The Agreement

This page contains general information on the Agreement on Social Security between Canada and the Netherland and may not describe all the provisions that apply to your situation. If you have any questions, please contact us. In the case of a discrepancy between this page and the Agreement, the wording and provisions of the Agreement will prevail.

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