Uruguay - Pensions and benefits
If you have lived or worked in Uruguay and in Canada, or you are the survivor of someone who has lived or worked in Uruguay and in Canada, you may be eligible for pensions or benefits from Uruguay or Canada, or both.
The Agreement on Social Security between Canada and Uruguay came into force on January 1, 2002.
Available benefits
If you contributed to both the Canada Pension Plan and the Uruguayan pension program, or if you lived in Canada and Uruguay, this agreement may help you qualify for:
- Canadian old age and disability benefits
- Uruguayan old age and disability benefits
If you are the widow, widower or child of a person who contributed to the pension programs of both countries, this agreement may help you qualify for:
- Canadian survivor benefits
- Uruguayan survivor benefits
You may qualify for a Canadian or a Uruguayan benefit, or both. However, under the Agreement, the benefit paid by each country will be based solely on your creditable periods under that country's pension program. In other words, Canada will pay a benefit amount reflecting the portion of your periods that are creditable under Canada's pension program, and Uruguay will pay a benefit amount reflecting the portion of your creditable periods under Uruguay's pension program.
Eligibility
Canadian benefits
The Canadian pension programs included in the Convention are the Canada Pension Plan (CPP) and the Old Age Security (OAS) program.
If you do not qualify for a Canada Pension Plan benefit based on your contributions to the CPP, Canada will consider your periods credited under the Uruguayan pension program after the age of 18 as periods of contribution to the Canada Pension Plan.
If you do not qualify for an Old Age Security pension based on your years of residence in Canada, Canada will consider periods credited under the pension program of Uruguay as periods of residence in Canada.
Note: Quebec Pension Plan (QPP) contributors
The Government of Canada’s international social security agreements cover Old Age Security and Canada Pension Plan benefits only. If you contribute or have contributed to the QPP but not to the CPP, please consult the Quebec Pension Plan.
Uruguayan benefits
The Uruguayan pension program consists of the Intergenerational Solidarity Retirement Plan, which is funded on a pay-as-you-go basis. The program is complemented by the Mandatory Individual Retirement Savings Plan, which is based on individual funding.
To qualify for a benefit under the Uruguayan pension program, you normally must have contributed to the program for a minimum number of years. If you have not contributed to the program for the minimum period, under the Agreement, Uruguay will consider periods of contribution to the Canada Pension Plan and periods of residence in Canada after the age of 18 as periods credited under the Uruguayan pension program.
Apply
Print and complete one of the following application forms:
If you live in Canada
If you live in Canada and want to apply for Canadian benefits, consult the Pensions in Canada.
If you live in Canada and want to apply for Uruguayan benefits:
- Uruguay/Canada Agreement - Application for an Uruguayan Ordinary Retirement and/or Retirement due to Old Age Benefit (UR-CA 01 RTR/OA)
- Uruguay/Canada Agreement - Application for a Uruguayan Invalidity Pension (UR-CA 01 I)
- Uruguay/Canada Agreement - Application for a Uruguayan Survivors' Benefits (UR-CA 01 S)
Attach any necessary supporting documents, and return the application form to a Service Canada Centre, or mail it to:
International Operations
Service Canada
PO Box 250
Fredericton NB E3B 4Z6
Canada
If you live in Uruguay
If you live in Uruguay and want to apply for Canadian benefits:
- Uruguay/Canada Agreement - Application for Canadian Old Age, Retirement and Survivors Benefits (ISP5054-URY)
- Uruguay/Canada Agreement - Application for CPP Child's Benefits (ISP5055-URY)
- Uruguay/Canada Agreement - Application for CPP Disability Benefits (ISP5053-URY)
Attach any necessary supporting documents, and return the application form to a social security office in Uruguay, or mail it to:
International Operations
Service Canada
PO Box 250
Fredericton NB E3B 4Z6
Canada
Uruguay's social security
- Banco de Previsión Social [Social Security Bank] (in Spanish only)
Resources
- Agreement on Social Security between the Government of Canada and the Government of the Eastern Republic of Uruguay
- General overview of Uruguay's social security system
- Information on programs and services for Canadians living abroad
- Information on contributing to the Canada Pension Plan while working abroad and contact information for the Canada Revenue Agency (CRA)
Note: The Agreement
This page contains general information on the Agreement on Social Security between the Government of Canada and the Government of the Eastern Republic of Uruguay and may not describe all the provisions that apply to your situation. If you have any questions, please contact us. In the case of a discrepancy between this page and the Agreement, the wording and provisions of the Agreement will prevail.
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