Guaranteed Income Supplement – Eligibility
Due to the coronavirus disease (COVID-19) outbreak, there are changes to this program.
You qualify for the GIS if you meet all of the following conditions:
- you are receiving an Old Age Security pension; and
- your annual income (or in the case of a couple, your combined income) is lower than the maximum annual threshold.
Using your income information from your federal Income Tax and Benefit Return, we will review your eligibility for the GIS every year. If you still qualify, your benefit will be automatically renewed. In July, you will receive a letter telling you:
- that your benefit will be renewed;
- that your benefit will be stopped; or
- that your income information is required.
You were selected for automatic enrolment for the Old Age Security pension and the Guaranteed Income Supplement
If you were automatically enrolled for the OAS pension, you will be automatically enrolled for the GIS if you are eligible. If so, you will be considered for the GIS on an annual basis, without needing to apply. If you can be automatically enrolled, Service Canada will send you a notification letter the month after you turn 64.
If you did not receive a letter from Service Canada informing you that you were selected for OAS/GIS automatic enrolment, you must apply in writing. Complete and mail the Application for the Old Age Security Pension and the Guaranteed Income Supplement (ISP-3550) to the appropriate address listed on the last page of the application.
If you are already in receipt of the OAS pension but do not receive the GIS and want to apply, complete the Application for the Guaranteed Income Supplement (ISP3025).
How to delay receipt of the GIS
You may decline automatic enrolment for the GIS by:
- accessing your My Service Canada account and following the directions; or
- signing and returning the automatic enrolment letter by mail.
If you are a sponsored immigrant and you have resided in Canada less than 10 years after age 18, you are not eligible to receive an OAS income-tested benefit (the GIS, the Allowance or the Allowance for the Survivor) during your sponsorship period unless your sponsor:
- suffers personal bankruptcy;
- is imprisoned for more than six months;
- is convicted of abusing you; or
If you are a non-sponsored immigrant, you may be eligible to receive the GIS based on the number of years you have resided in Canada after age 18.
If you have lived in Canada for fewer than 10 years since you turned 18, but you have lived or worked in a country that has a social security agreement with Canada, you may be eligible for a partial benefit. Your GIS entitlement will gradually increase with every year that you continue to reside in Canada until you have reached 10 years of residence. For more information, see Lived or living outside Canada.
Not applicable to you?
Is the Guaranteed Income Supplement not applicable to you? Use the Benefits Finder to find other Government of Canada, provincial, or territorial benefits.
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