Language selection

Search

Old Age Security payment amounts

From: Employment and Social Development Canada

On this page

Estimate your monthly benefits New

Benefit payment tables

The rate tables are no longer available. They have been replaced by the Old Age Security Benefits Estimator.

The Old Age Security (OAS) Benefits Estimator can help you estimate your monthly payments and plan for the future. Use this tool to:

  • find out when you could become eligible
  • understand the impact of deferring your pension
  • see how your payments may change based on your situation

Estimate your OAS benefits

Old Age Security pension and benefits

Your Old Age Security pension amount is determined by:

  • your age (65 or older)
  • how long you have lived in Canada after the age of 18
  • your income

It is considered taxable income and is subject to a recovery tax if your individual net annual income is higher than the net world income threshold set for the year ($81,761 for 2022).

Increased Old Age Security pension at age 75

In July 2022, the Old Age Security pension was permanently increased by 10% for seniors aged 75 and over.

Other Old Age Security benefits

In addition to the Old Age Security pension, there are 3 other benefits available under the Old Age Security program:

Guaranteed Income Supplement (GIS)

You may be able to get the Guaranteed Income Supplement if:

  • you get the Old Age Security (OAS) pension
  • you are 65 or older
  • you are a Canadian citizen or a legal resident
  • you live in Canada
  • your income is below the maximum annual income threshold for the GIS based on your marital status

Allowance

You may be able to get the Allowance if:

  • your spouse or common-law partner receives the Guaranteed Income Supplement (GIS)
  • you are 60 to 64 years of age
  • you are a Canadian citizen or a legal resident
  • you have lived in Canada for at least 10 years since the age of 18, and you and your spouse or common-law partner’s combined income is below the maximum annual income threshold for the Allowance

Allowance for the Survivor

You may be able to get the Allowance for the Survivor benefit if:

  • your spouse or common-law partner has died and you have not remarried or entered into a common-law relationship
  • you are 60 to 64 years of age
  • you are a Canadian Citizen or legal resident
  • you have lived in Canada for at least 10 years since the age of 18
  • your annual income is less than the maximum annual income threshold for the Allowance for the Survivor

Payment amounts for the Guaranteed Income Supplement, the Allowance and the Allowance for the Survivor are not considered taxable income.

For Guaranteed Income Supplement, Allowance, or Allowance for the Survivor payments, your benefit amount will be re-calculated each July based on your net income in the previous calendar year. Payments can increase, decrease or even stop according to changes in your annual net income.

Maximum payments and income thresholds - January to March 2024

The following tables provide only the maximum payment amount for each benefit. For amounts based on your specific income, use the Old Age Security (OAS) estimator.

If you lived in Canada for at least 10 years, but less than 40 years (after age 18) you will receive a partial Old Age Security pension. If you are receiving a partial pension, do not use these tables to determine your payment. You should contact us for more information.

Old Age Security pension (65+ years old)
Your situation Your annual net world income in 2022 must be Maximum monthly payment amount
I am age 65 to 74 less than $142,609 up to $713.34
I am age 75 and over less than $148,179 up to $784.67
Guaranteed Income Supplement (65+ years old)
Your situation Your annual net income must be Maximum monthly payment amount
I am single, widowed or divorced less than $21,624 up to $1,065.47
I have a spouse/common-law partner who receives a full OAS pension less than $28,560
(combined income of couple)
up to $641.35
I have a spouse/common-law partner who receives the Allowance less than $39,984
(combined income of couple)
up to $641.35
I have a spouse/common-law partner who does not receive an OAS pension or Allowance less than $51,840
(combined income of couple)
up to $1,065.47
Allowance (60 to 64 years old)
Your situation Your annual income plus the annual income of your spouse/common-law partner must be Maximum monthly payment amount
I have a spouse/common-law partner who receives the GIS and the full OAS pension Less than $39,984
(combined income of couple)
up to $1,354.69
Allowance for the Survivor (60 to 64 years old)
Your situation Your annual net income must be Maximum monthly payment amount
I am a surviving spouse or common-law partner less than $29,112 up to $1,614.89

For combined Old Age Security pension and Guaranteed Income Supplement amounts, consult the Quarterly report of Canada Pension Plan and Old Age Security monthly amounts and related figures.

Resources for partners

Open Government - Table of Benefit Amounts by marital status and income level

How payments are updated using the Consumer Price Index

Old Age Security payment amounts are reviewed each year in January, April, July and October to ensure they reflect cost of living increases, as measured by the Consumer Price Index (CPI).

Notably:

  • monthly payment rates will increase if the cost of living goes up
  • monthly payment rates will not decrease if the cost of living goes down

Note: Based on changes in the CPI, OAS benefit amounts increased by 0.8% for the January to March 2024 quarter, compared to the previous quarter (from October to December 2023).

Quarterly adjustment calculations

The quarterly adjustment for all OAS benefits, including the Guaranteed Income Supplement (GIS), is based on the difference between the average CPI for 2 periods of 3 months each:

  • the most recent 3-month period for which the CPI is available
  • the last 3-month period where a CPI increase led to an increase in OAS benefit amounts

Calculation of the January to March 2024 amount

The calculation of the January to March 2024 amount is based on the CPI for the months of August, September and October 2023, on the one hand, and the months of May, June and July 2023, on the other hand.

On the one hand, the most recent period for which the CPI is available is August, September and October 2023. The average CPI for this period is 158.6.

Most recent 3-month period
Most recent 3-month period CPI
August 2023 158.7
September 2023 158.5
October 2023 158.6
The average for the 3-month period 158.6

On the other hand, the last period where a CPI increase led to an increase in OAS benefit amounts is May, June and July 2023. The average CPI for this period is 157.4.

Last 3-month period where an increase in the CPI led to an increase in OAS benefit amounts
Last 3-month period CPI
May 2023 157.0
June 2023 157.2
July 2023 158.1
The average for the 3-month period 157.4

The difference between the 2 periods represents an increase of 0.8%.

This is calculated as 158.6 minus 157.4, divided by 157.4.

Page feedback
Did you find what you were looking for?

If not, tell us why below:

What was wrong?

You will not receive a reply. Telephone numbers and email addresses will be removed.

Thank you for your feedback.

Date modified: