Settling your debts, finding a Licensed Insolvency Trustee or accessing bankruptcy records.


Services and information

You owe money—your options

Formal and informal steps you can take to manage your debts.

You owe money—consumer proposals

How to make a formal offer to creditors to settle debts under conditions other than the original terms.

You owe money—considering bankruptcy

An overview of the bankruptcy process that helps individuals who are unable to pay their debts.

Finding a Licensed Insolvency Trustee

A searchable list of individuals licensed to administer bankruptcies and proposals in Canada.

Student loans and bankruptcy

How bankruptcy can affect your student loan debts or find a repayment assistance plan.

You owe money—you are already bankrupt

What to expect after you file for bankruptcy, including information on discharge.

You are owed money

What to do if you are a creditor involved in a bankruptcy or consumer proposal.

Your employer is bankrupt

How to seek compensation for unpaid wages or vacation, severance and termination pay.

Bankruptcy and insolvency records search

A database of all bankruptcies and proposals filed in Canada.

Finding unclaimed funds

How to find unclaimed dividends or submit a claim to recover funds owed to you.

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