Disability Insurance Plan premium rates

The Disability Insurance (DI) Plan costs are shared between the plan member and the Government of Canada.

The Government of Canada pays 85% of the premium and the plan member the remaining 15%.

Effective , the premium rate for the DI Plan is $1.93 for every $1,000 of a plan member’s insured salary. Employees pay 15% of this amount; or $0.29 for every $1000 of insured salary.

Premium contributions are normally made by payroll deduction but are waived while a member is receiving disability benefits or when not receiving pay from which to deduct a premium such as during any part of an 'elimination period'.

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