1.3 Expenses

In this section:

• 1.3.1 Case study: Tackling problem spending
• 1.3.2 Getting spending under control
• 1.3.3 Know what you spend
• 1.3.4 Reduce unnecessary spending
• 1.3.5 Ways to reduce spending
• 1.3.6 Video: How to reduce your spending
• 1.3.7 Calculating your expenses
• 1.3.8 Summary of key messages

Introduction

Sometimes it may seem as if expenses keep piling up endlessly. But you can control many of your expenses. It takes awareness, planning and a little self-control.

Sound painful? It isn't. Most of us can find at least a few items to cut out or reduce, without much sacrifice. This section will show you how to control your spending. The payoff: a more secure future, fewer worries, and the money for the things you really need and want.

In this section, you will learn:

• how to get a true picture of what you actually spend
• how to reduce your expenses and put aside money for savings and other financial goals.