Module 1: Income, expenses and budget

Are you sometimes short of cash at the end of the month? Don't seem to be able to save for the things you really want?

• how to decide what's really important when you spend money
• how to calculate income after deductions are taken off your paycheque
• how to track your expenses and reduce them if you need to
• how to prepare a realistic personal or family budget
• how to plan your finances to achieve your goals.

Throughout the module, you will find learning tools that you can use now and in the future:

• a quiz to test your knowledge and financial habits
• checklists, tips and videos to help you and your family control your spending
• an action plan for managing your finances.