Protect Yourself - Get it in Writing!

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Paying 'under the table' is no deal

If you pay under the table for repairs, construction or home renovation, you are participating in the underground economy – and you could be paying more than you think. Paying under the table can put you in some very risky situations. If you pay cash (without a receipt) for work done on your home, you have no warranty, no recourse for poor workmanship and no liability insurance if an injury takes place on your property.

Protect yourself when renovating, repairing or building a home.

Get informed

Hire a Professional Contractor

How do you find a contractor? Good contractors have satisfied customers. Ask friends, family and neighbours, contact your local Home Builders' Association or check with your local Better Business Bureau. Ask potential contractors to provide customer references for similar projects and then call those homeowners to ask if the work was done right, on time and on budget. If a contractor won't provide references, don't hire them.

Many experienced and reliable contractors work in your community – highly skilled professionals who do business the right way.

Protect yourself

Regardless of the size of your repair job or renovation, you can protect yourself from certain risks.

Get it in writing

A written contract is your best protection against personal risks such as lawsuits resulting from accidents, work-related injuries or damages. A written contract can help protect you from losing any deposits or payments, and help you avoid additional charges without your written approval.

When hiring a contractor, people who don't ‘get it in writing' face serious personal risks.

Keep it simple

Contracts don't have to be complicated – a simple one-page agreement will work for small jobs while larger renovations will require more detail such as drawings and specifications.

Most contracts should include:

Professional contractors always work with a proper, written contract.

Most often, the contractor will draw up the contract for the project. Sign it only if you are satisfied that it includes all of the necessary information and accurately represents what you have agreed upon.

For more information and useful tools to get you started, visit:

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