Pay online with your bank or credit union – Payments to the CRA
You can make a payment or schedule future payment(s) to the CRA directly by logging in to the online banking site or mobile banking app of most Canadian banks or credit unions.
On this page
What you can and can't pay
Payments you can make online through your bank or credit union
- Individuals
- Income tax (T1) 2023 tax return
- Income tax (T1) amount owing
- Income tax (T1) instalment payments
- Benefits and credit repayments:
- Advanced Canada Workers Benefit
- Alberta credits
- Canada Carbon Rebate (CCR)
- Canada Child Benefit (CCB)
- Canada Dental Benefit
- Climate Action Incentive (CAI)
- COVID-19 benefits (CERB, CESB, CRB, etc.)
- GST/HST credit (GSTC)
- Nunavut Carbon Credit
- One-time top-up to the Canada Housing Benefit
- Ontario credits
- Universal Child Care Benefit (UCCB)
- Part XIII non-resident withholding tax
- Section 216 tax return (T1159)
- Underused Housing Tax (UHT)
- Businesses
- Corporation income tax (T2)
- Corporation income tax (T2) interim (instalment) payments
- Air Travellers Security Charge (ATSC))
- COVID-19 business subsidies (wage or hiring subsidy, rent subsidy) repayment
- Excise duties
- Excise tax
- Excise tax on insurance premiums
- Fuel charge
- Garnishment on behalf of an employee
- GST/HST remittances
- Information returns penalty
- Luxury tax
- Nova Scotia Workers' Compensation Board payments
- Part XIII non-resident withholding tax
- Payroll source deductions
- Softwood lumber products export charge
- Underused Housing Tax (UHT)
- Trusts
- Trust income tax (T3) New
Note: Please check if your bank or credit union offers online T3 payments.
- Trust income tax (T3) New
Payments you cannot make online through your bank or credit union
- Individuals
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- Tax-free savings account (TFSA) amount owing
- Businesses
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- Workplace Safety and Insurance Board (Ontario) payments
- Charities
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- Charity re-registration or penalty payment
If you can't use this method or want to pay in another way, find options for your situation by answering a few questions about what you are paying.
How to pay the amount you owe
Make a payment for yourself, on behalf of someone else, or for a business through your bank or credit union's online banking site or mobile banking app. Most banks or credit unions also let you set up a payment to be made on a future date.
Make your payment
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For individuals
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Check if your bank or credit union supports online payments to the CRA for individuals
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Participating bank or credit union
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- Sign in to your bank or credit union's online banking service for individuals.
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Make sure you select the correct option under "add a payee" so the CRA applies your payment correctly. Common options may include:
Pay your tax owing before assessment
Select an option such as:
- "CRA (revenue) – 20XX tax return"
Pay an assessed tax owing
Select an option such as:
- "CRA (revenue) – tax amount owing"
Pay a tax instalment
Quarterly instalment due dates: March 15, June 15, Sept. 15, Dec. 15
Select an option such as:
- "CRA (revenue) – tax instalment"
Repay benefits and credits
Select an option such as:
- "GST/HST credit repayment"
- "Canada Child Benefit (CCB) repayment"
Repay COVID-19 benefits
Select an option such as:
- "CRA (revenue) – Canada emergency benefit repayment"
- Enter your 9-digit social insurance number as your account number.
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Check if your bank or credit union supports online payments to the CRA for individuals
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For businesses
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Check if your bank or credit union supports online payments to the CRA for businesses
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Participating bank or credit union
- ATB Financial
- Bank of America
- BMO
- Canadian Western Bank
- CIBC
- Citibank
- Desjardins
- J.P. Morgan
- KEB Canada
- Laurentian Bank
- Meridian Credit Union
- National Bank
- RBC Royal Bank
- Scotiabank
- TD Canada Trust
- Alberta Credit Union
- Atlantic Canada Credit Unions
Many of these banks and credit unions provide business customers with non-resident payment options.
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- Sign in to your bank or credit union's tax filing service or online banking service for businesses. Check with your bank or credit union if you can't find business payment options.
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Make sure you select the correct option under "add a payee" so the CRA applies your payment correctly. Common options may include:
Pay corporation tax
Select an option such as:
- "Federal – Corporation Tax Payments – TXINS"
- "Federal - Corporation Income Tax Balance Due -- TXBAL"
Remit GST/HST
Select an option such as:
- "Federal – GST/HST Payment – GST-P (GST-P)"
- "Federal - GST/HST Return and Payment -- GST34 -- (GST34)"
Remit payroll
Select an option such as:
- "Federal Payroll Deductions – Regular/Quarterly – EMPTX – (PD7A)"
- "Federal Payroll Deductions – Threshold 1 – EMPTX – (PD7A)"
- "Federal Payroll Deductions – Threshold 2 – EMPTX – (PD7A)"
Repay COVID subsidy overpayments
Select an option such as:
- "Federal - Canada emergency wage subsidy repayment"
- "CRA Wage subsidies and hiring program repayment -- REPAY -- (CEWS & CRHP repayment / Remb. SSUC & PEREC)"
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Follow the instructions which would include entering your 15-digit business number as your CRA account number.
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Check if your bank or credit union supports online payments to the CRA for businesses
Paying customs debt, student loans, or amounts to other government areas
The CRA may contact you about a debt you owe to another government area. We do not accept payments directly for these types of debt.
To find out how to pay customs debt or make other payments to Canada Border Services Agency (CBSA), visit: How to pay the CBSA.
To find out how to pay Canada Student Loans or Canada Apprentice Loans or make other payments to Employment and Social Development Canada (ESDC), visit: Payment instructions for ESDC.
Processing time
- Considered as paid: the same or next business day (varies based on your bank or credit union)
- Updated in your CRA account up to 3 business days after the payment is received
You can confirm if we received a payment.
If your payment is still not showing after 3 business days, you can resolve a payment issue.
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