Pay by online banking

You can pay your individual taxes to the Canada Revenue Agency (CRA) through your financial institution's online banking. You can also pay business taxes online from a business bank account.

Make sure your information is accurate to help the CRA apply your payment to the intended individual or business account.

Most financial institutions let you make a payment on pre-set dates.

If you need help paying your taxes through online banking, contact your financial institution.

How to pay your individual taxes online

1. Sign in to your financial institution's online banking service for individuals.
2. Under "Add a payee," look for an option such as:
   • CRA (revenue) – current-year tax return
     • Use this option to make a payment for your current tax return. You can use this option once per return.
   • CRA (revenue) – tax amount owing
     • Use this option to pay an amount owing for previous tax years.
   • CRA (revenue) – tax instalment
     • Use this option to make payments toward the future tax year.
3. Enter your 9-digit social insurance number as your CRA account number.

How to pay your business taxes online

1. Sign in to your financial institution's online banking service for businesses.
2. Under "Add a payee," look for an option such as:
   • Federal – Corporation Tax Payments – TXINS
   • Federal – GST/HST Payment – GST-P (GST-P)
   • Federal Payroll Deductions – Regular/Quarterly – EMPTX – (PD7A)
   • Federal Payroll Deductions – Threshold 1 – EMPTX – (PD7A)
   • Federal Payroll Deductions – Threshold 2 – EMPTX – (PD7A
3. Enter your 15-digit business number as your CRA account number.

Financial institutions that are set up for online banking with the CRA

Individuals

ATB Online
BMO
Canadian Western Bank
CIBC
Desjardins
HSBC
KEB Canada
Laurentian Bank
National Bank
President’s Choice
RBC Royal Bank
Scotiabank
Tangerine
TD Canada Trust
Alberta Credit Unions
Atlantic Canada Credit Unions
British Columbia Credit Unions
Manitoba Credit Unions
Ontario Credit Unions
Saskatchewan Credit Unions

Businesses

ATB Financial
Bank of America
BMO
Canadian Western Bank
CIBC
Citibank
Desjardins
HSBC
J.P. Morgan
KEB Canada
Laurentian Bank
Meridian Credit Union
National Bank
RBC Royal Bank
Scotiabank
TD Canada Trust
Alberta Credit Unions
Atlantic Canada Credit Unions
British Columbia Credit Unions
Manitoba Credit Unions
Ontario Credit Unions
Saskatchewan Credit Unions

Avoid late fees

No matter which payment method you use, make sure the CRA receives your payment by the due date. If you are using a third-party service provider, you must clearly understand the terms and conditions of the services you are using.

A note about endorsements

The CRA does not endorse websites, products, services or publications. They are provided for convenience only.

Related links

• Making payments for businesses
• Corporate payment
• Making payments for individuals
• Paying on time