Important dates for RRSP, RDSP, HBP and LLP


March 1, 2023 is the deadline for contributing to an RRSP for the 2022 tax year.

December 31 of the year you turn 71 years of age is the last day you can contribute to your own RRSP. For more information, see RRSP options when you turn 71.


The deadline for opening an RDSP, making contributions and applying for the matching Grant and the income-tested Bond for the 2022 contribution year is December 31, 2022.

Home Buyers' Plan

You have to buy or build the qualifying home before October 1 of the year after the year of withdrawal. For more information, see Conditions for participating in the HBP.

Lifelong Learning Plan

The student must have received a written offer to enroll before March of the year after you withdraw funds from your RRSPs.

Forms and publications

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