EI regular benefits: How much you could receive

From: Employment and Social Development Canada

How much you could receive

We can’t tell you exactly how much you’ll receive before we process your application. For most people, the basic rate for calculating Employment Insurance (EI) benefits is 55% of their average insurable weekly earnings, up to a maximum amount. As of January 1, 2021, the maximum yearly insurable earnings amount is $56,300. This means that you can receive a maximum amount of $595 per week.

Note

If your claim starts between September 26, 2021 and November 20, 2021, you’ll receive at least $300 per week before taxes, but you could receive more.

How long you could receive EI regular benefits

You can receive EI from 14 weeks up to a maximum of 45 weeks, depending on the unemployment rate in your region at the time of filing your claim and the amount of insurable hours you've accumulated in the last 52 weeks or since your last claim, whichever is shorter.

Seasonal workers

If you’re a seasonal worker, you may be eligible for 5 additional weeks of benefits up to a maximum of 45 weeks.

Until September 24, 2022: Number of weeks of EI regular benefits payable Temporary
Number of hours of insurable employment in the qualifying period < 6% 6.1%

to

7.0%
7.1%

to

8.0%
8.1%

to

9.0%
9.1%

to

10.0%
10.1%
to
11.0%
11.1%

to

12.0%
12.1%

to

13.0%
13.1%

to

14.0%
14.1%

to

15.0%
15.1%

to

16.0%
> 16%
420 to 454 14 14 14 16 18 20 22 24 26 28 30 32
455 to 489 14 14 14 16 18 20 22 24 26 28 30 32
490 to 524 14 14 15 17 19 21 23 25 27 29 31 33
525 to 559 14 14 15 17 19 21 23 25 27 29 31 33
560 to 594 14 14 16 18 20 22 24 26 28 30 32 34
595 to 629 14 14 16 18 20 22 24 26 28 30 32 34
630 to 664 14 15 17 19 21 23 25 27 29 31 33 35
665 to 699 14 15 17 19 21 23 25 27 29 31 33 35
700 to 734 14 16 18 20 22 24 26 28 30 32 34 36
735 to 769 14 16 18 20 22 24 26 28 30 32 34 36
770 to 804 15 17 19 21 23 25 27 29 31 33 35 37
805 to 839 15 17 19 21 23 25 27 29 31 33 35 37
840 to 874 16 18 20 22 24 26 28 30 32 34 36 38
875 to 909 16 18 20 22 24 26 28 30 32 34 36 38
910 to 944 17 19 21 23 25 27 29 31 33 35 37 39
945 to 979 17 19 21 23 25 27 29 31 33 35 37 39
980 to 1014 18 20 22 24 26 28 30 32 34 36 38 40
1015 to 1049 18 20 22 24 26 28 30 32 34 36 38 40
1050 to 1084 19 21 23 25 27 29 31 33 35 37 39 41
1085 to 1119 19 21 23 25 27 29 31 33 35 37 39 41
1120 to 1154 20 22 24 26 28 30 32 34 36 38 40 42
1155 to 1189 20 22 24 26 28 30 32 34 36 38 40 42
1190 to 1224 21 23 25 27 29 31 33 35 37 39 41 43
1225 to 1259 21 23 25 27 29 31 33 35 37 39 41 43
1260 to 1294 22 24 26 28 30 32 34 36 38 40 42 44
1295 to 1329 22 24 26 28 30 32 34 36 38 40 42 44
1330 to 1364 23 25 27 29 31 33 35 37 39 41 43 45
1365 to 1399 23 25 27 29 31 33 35 37 39 41 43 45
1400 to 1434 24 26 28 30 32 34 36 38 40 42 44 45
1435 to 1469 25 27 29 31 33 35 37 39 41 43 45 45
1470 to 1504 26 28 30 32 34 36 38 40 42 44 45 45
1505 to 1539 27 29 31 33 35 37 39 41 43 45 45 45
1540 to 1574 28 30 32 34 36 38 40 42 44 45 45 45
1575 to 1609 29 31 33 35 37 39 41 43 45 45 45 45
1610 to 1644 30 32 34 36 38 40 42 44 45 45 45 45
1645 to 1679 31 33 35 37 39 41 43 45 45 45 45 45
1680 to 1714 32 34 36 38 40 42 44 45 45 45 45 45
1715 to 1749 33 35 37 39 41 43 45 45 45 45 45 45
1750 to 1784 34 36 38 40 42 44 45 45 45 45 45 45
1785 to 1819 35 37 39 41 43 45 45 45 45 45 45 45
1820 and more 36 38 40 42 44 45 45 45 45 45 45 45
After September 24, 2022: Number of weeks of EI regular benefits payable
Number of hours of insurable employment 6% and less 6.1%

to

7.0%
7.1%

to

8.0%
8.1%

to

9.0%
9.1%

to

10.0%
10.1%

to

11.0%
11.1%

to

12.0%
12.1%

to

13.0%
13.1%

to

14.0%
14.1%

to

15.0%
15.1%

to

16.0%
16% and more
420 to 454 0 0 0 0 0 0 0 0 26 28 30 32
455 to 489 0 0 0 0 0 0 0 24 26 28 30 32
490 to 524 0 0 0 0 0 0 23 25 27 29 31 33
525 to 559 0 0 0 0 0 21 23 25 27 29 31 33
560 to 594 0 0 0 0 20 22 24 26 28 30 32 34
595 to 629 0 0 0 18 20 22 24 26 28 30 32 34
630 to 664 0 0 17 19 21 23 25 27 29 31 33 35
665 to 699 0 15 17 19 21 23 25 27 29 31 33 35
700 to 734 14 16 18 20 22 24 26 28 30 32 34 36
735 to 769 14 16 18 20 22 24 26 28 30 32 34 36
770 to 804 15 17 19 21 23 25 27 29 31 33 35 37
805 to 839 15 17 19 21 23 25 27 29 31 33 35 37
840 to 874 16 18 20 22 24 26 28 30 32 34 36 38
875 to 909 16 18 20 22 24 26 28 30 32 34 36 38
910 to 944 17 19 21 23 25 27 29 31 33 35 37 39
945 to 979 17 19 21 23 25 27 29 31 33 35 37 39
980 to 1,014 18 20 22 24 26 28 30 32 34 36 38 40
1,015 to 1,049 18 20 22 24 26 28 30 32 34 36 38 40
1,050 to 1,084 19 21 23 25 27 29 31 33 35 37 39 41
1,085 to 1,119 19 21 23 25 27 29 31 33 35 37 39 41
1,120 to 1,154 20 22 24 26 28 30 32 34 36 38 40 42
1,155 to 1,189 20 22 24 26 28 30 32 34 36 38 40 42
1,190 to 1,224 21 23 25 27 29 31 33 35 37 39 41 43
1,225 to 1,259 21 23 25 27 29 31 33 35 37 39 41 43
1,260 to 1,294 22 24 26 28 30 32 34 36 38 40 42 44
1,295 to 1,329 22 24 26 28 30 32 34 36 38 40 42 44
1,330 to 1,364 23 25 27 29 31 33 35 37 39 41 43 45
1,365 to 1,399 23 25 27 29 31 33 35 37 39 41 43 45
1,400 to 1,434 24 26 28 30 32 34 36 38 40 42 44 45
1,435 to 1,469 25 27 29 31 33 35 37 39 41 43 45 45
1,470 to 1,504 26 28 30 32 34 36 38 40 42 44 45 45
1,505 to 1,539 27 29 31 33 35 37 39 41 43 45 45 45
1,540 to 1,574 28 30 32 34 36 38 40 42 44 45 45 45
1,575 to 1,609 29 31 33 35 37 39 41 43 45 45 45 45
1,610 to 1,644 30 32 34 36 38 40 42 44 45 45 45 45
1,645 to 1,679 31 33 35 37 39 41 43 45 45 45 45 45
1,680 to 1,714 32 34 36 38 40 42 44 45 45 45 45 45
1,715 to 1,749 33 35 37 39 41 43 45 45 45 45 45 45
1,750 to 1,784 34 36 38 40 42 44 45 45 45 45 45 45
1,785 to 1,819 35 37 39 41 43 45 45 45 45 45 45 45
1,820 and more 36 38 40 42 44 45 45 45 45 45 45 45

The number of weeks you may receive benefits doesn’t change if you move to another region after your benefit period begins.

Calculation of benefits

The amount of weekly benefits is calculated as follows:

  • we calculate your total insurable earnings for the required number of best weeks (the weeks that you earned the most money, including insurable tips and commissions) based on the information you provide and/or your record(s) of employment
  • we determine the divisor (number of best weeks) that corresponds to your regional rate of unemployment
  • we divide your total insurable earnings for your best weeks by your required number of best weeks
  • we then multiply the result by 55% to obtain the amount of your weekly benefits.

In regions of Canada with the highest rates of unemployment, we’ll calculate using the best 14 weeks. In regions of Canada with the lowest rates of unemployment, we’ll use the best 22 weeks. In other regions, the number of weeks used to calculate benefits will be somewhere between 14 and 22, depending on the unemployment rate in those regions.

Number of Variable Best Weeks calculation rates
Regional rate of unemployment Required weeks
6% or less 22
6.1% to 7% 21
7.1% to 8% 20
8.1% to 9% 19
9.1% to 10% 18
10.1% to 11% 17
11.1% to 12% 16
12.1% to 13% 15
13.1% or more 14

To find out the rate of unemployment in your region, visit EI Program Characteristics.

Once the weekly benefit rate is established, it will remain unchanged over the life of your claim.

Family supplement

If your net family income doesn’t exceed $25,921 per year, you have children and your spouse receives the Canada Child Benefit, you’re considered a member of a low-income family. Therefore, you may be eligible to receive the EI family supplement.

The family supplement rate is based on:

  • your net family income up to a maximum of $25,921 per year
  • the number of children in the family and their ages

The family supplement may increase your benefit rate up to 80% of your average insurable earnings. If you and your spouse claim EI benefits at the same time, only 1 of you can receive the family supplement. It is generally better for the spouse with the lower benefit rate to receive the supplement.

As your income level rises, the Family Supplement gradually decreases, so that when the maximum income of $25,921 is reached no supplement is payable.

Taxable EI benefits

EI benefits are taxable, no matter what type of benefits you receive. Federal and provincial or territorial taxes, where applicable, will therefore be deducted from your payment.

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