Peru - Pensions and benefits
If you have lived or worked in Peru and in Canada, or you are the survivor of someone who has lived or worked in Peru and in Canada, you may be eligible for pensions or benefits from Peru, Canada or both.
The Convention on Social Security between Canada and the Republic of Peru came into force on March 1, 2017.
Available benefits
If you lived in Canada or contributed to the Canada Pension Plan and have made eligible contributions under the Peruvian pension program, this Convention may help you qualify for:
- Canadian old age and disability benefits
- Peruvian old age and disability benefits
If you are the widow, widower, child or eligible individual of a person who contributed to the Canada Pension Plan or has made eligible contributions under the Peruvian pension program, this Convention may help you qualify for:
- Canadian survivor benefits
- Peruvian survivor benefits
You may qualify for a Canadian or a Peruvian benefit, or both. However, under the Convention, the benefit paid by each country will be based solely on your creditable periods under that country's pension program. In other words, Canada will pay a benefit amount reflecting the portion of your periods that are creditable under Canada's pension program, and Peru will pay a benefit amount reflecting the eligible contributions you made under Peru's pension program.
Eligibility
Canadian benefits
The Canadian pension programs included in the Convention are the Canada Pension Plan (CPP) and the Old Age Security (OAS) program.
If you do not qualify for a Canada Pension Plan benefit based on your contributions to the CPP, Canada will consider the eligible contributions you made under the Peruvian pension program as periods of contribution to the CPP to help you meet the eligibility requirements.
If you do not qualify for an OAS pension based on your years of residence in Canada, Canada will consider the eligible contributions you made under the Peruvian pension program as periods of residence in Canada to help you meet the eligibility requirements.
Note: Quebec Pension Plan (QPP) contributors
The Government of Canada's international social security agreements cover OAS and CPP benefits only. If you contribute or have contributed to the QPP but not to the CPP, please consult the Quebec Pension Plan.
Peruvian benefits
The pension program of Peru is similar to the Canada Pension Plan and covers most employed and self-employed persons in Peru.
To qualify for a benefit under the pension program of Peru, normally you must have made eligible contributions for a minimum number of years. With the Convention, if you do not have enough periods of eligible contributions under the Peruvian pension program to qualify for a benefit, Peru will consider periods of contribution to the Canada Pension Plan, and periods of residence in Canada after the age of 18, to help you qualify.
To determine eligibility for Peruvian disability benefits, Peru will consider periods of contribution to the Canada Pension Plan as periods of eligible contributions under the Peruvian pension program.
To determine eligibility for Peruvian survivor benefits, the deceased's periods of contribution to the CPP will be considered as periods of eligible contributions under the Peruvian pension program.
Apply
Print and complete one of the following application forms:
If you live in Canada
If you live in Canada and want to apply for Canadian benefits, consult the Public pensions.
If you live in Canada and want to apply for Peruvian benefits:
Attach any necessary supporting documents, and return the application form to a Service Canada Centre, or mail it to:
International Operations
Service Canada
PO Box 250
Fredericton NB E3B 4Z6
Canada
If you live in Peru
If you live in Peru and want to apply for Canadian benefits:
- Peru/Canada Agreement – Application for Canadian Old Age, Retirement and Survivors Benefits (ISP5054-PER)
- Peru/Canada Agreement – Application for CPP Child's Benefits (ISP5055-PER)
- Peru/Canada Agreement – Application for CPP Disability Benefits (ISP5053-PER)
Attach any necessary supporting documents, and return the application form to a social security office in Peru, or mail it to:
International Operations
Service Canada
PO Box 250
Fredericton NB E3B 4Z6
Canada
Peru's social security
- Asociación de AFP (in Spanish only)
- Oficina de Normalizacion Previsional (in Spanish only)
Resources
- Convention on Social Security between Canada and the Republic of Peru
- General overview of Peru's social security system
- Information on programs and services for Canadians living abroad
- Information on contributing to the Canada Pension Plan while working abroad and contact information for the Canada Revenue Agency (CRA)
Note: The Convention
This page contains general information on the Convention on Social Security between the Government of Canada and the Republic of Peru and may not describe all the provisions that apply to your situation. If you have any questions, please contact us. In the case of a discrepancy between this page and the Convention, the wording and provisions of the Convention will prevail.
Page details
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