Apply
You need to apply for the Allowance for the Survivor.
What to know before you start
Gather your information
You will need the following:
- Information about your spouse or common-law partner:
- Social Insurance Number
- date of birth
- date of death
- Information about the countries where you have lived since age 18
- Your banking information to sign up for direct deposit
- The date your employment or pension income stopped or was reduced and the new monthly rate, if applicable
- Your foreign income information (types of income and annual amounts in CAD)
If your spouse or partner died before you turned 60
You can apply 6 to 11 months before your 60th birthday if your spouse or common-law partner died. This helps your payments start as soon as possible.
How to determine your income
When applying for the Allowance for the Survivor, you must report your income and deductions.
What you must report as income
- Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) benefits
- Other pension income, such as private pensions, superannuation and foreign pension income
- Withdrawals from your Registered Retirement Savings Plans (RRSPs) during the year
- Employment Insurance benefits
- Interest and other investment income
- Capital gains and taxable Canadian dividends
- Net income from any rental properties
- Net employment or self-employment income
- Other income, such as workers' compensation payments and alimony
What is exempted as income
- Old Age Security, Guaranteed Income Supplement, Allowance or Allowance for the Survivor payments
- Retroactive CPP or QPP payments for previous years
- Other benefit and assistance payments, such as municipal, territorial or federal government or universal childcare benefits
- Grants, rebates, refunds programs and credits
- Certain war service pensions, retribution payments and ex gratia payments
- Aboriginal people tax – exempt income
- Lottery winnings
- Inheritances
- Tax free savings accounts (TFSAs)
- CPP death benefit or children’s benefits
- Wage loss replacement benefits paid under a private insurance plan
What can be deducted from your income
- Canada Pension Plan or Quebec Pension Plan contributions and Employment Insurance premiums
- Elected pension split income deduction
- Union or other professionals dues
- RRSP, RPP or Saskatchewan pension plan contributions
- Moving expenses related to employment and other employment expenses
- Clergy residence deduction
- Deductions to reduce rental income
- Certain child support payments
- Certain spousal support payments
- Attendant care and other disability supports deduction
- Other deductions permitted by CRA
Note: If you are employed or self employed and receive the Guaranteed Income Supplement, Allowance or Allowance for the Survivor, you can earn up to $5,000 and still receive the full benefit amount. For earnings between $5,000 and $15,000, your Guaranteed Income Supplement, Allowance or Allowance for the Survivor will be reduced by 50 cents for every dollar of income you receive.
Apply
Apply online through your My Service Canada Account (MSCA). It's fast, easy and secure.
Apply online
Before you start, confirm that you can apply online
You can only apply online if all the following statements are true:
- You live in Canada
- You have not already applied, or your application is still being assessed by Service Canada
- You don't have a third party (for example, a power of attorney or a trustee) managing your account
If you cannot apply online, you will need to use a paper form.
Steps to apply using MSCA
- Sign in to your MSCA or create an account using the "Apply using MSCA" button
- Once signed into MSCA, go to "Old Age Security" section on your MSCA dashboard
- Click on "Apply for Old Age Security and manage my benefits" and follow the instructions
Other way to apply
By mail
Apply with a paper form
- 1. Print and complete the forms:
- Application for the Allowance or Allowance for the Survivor (ISP3008)
- Statement of income for the Renewal of the Guaranteed Income Supplement, the Allowance or the Allowance for the Survivor (ISP3026)
- Consult the Information Sheet for Allowance or Allowance for the Survivor (ISP3008A) for information on how to fill your application.
- 2. Choose and complete an option (if required):
If someone is helping you communicate with Service Canada
You can authorize another person to communicate with Service Canada on your behalf by:
This does not give that person consent to:
- Apply for benefits on your behalf
- Change your payment address
- Request or change the withholding of tax
If you are applying on someone's behalf
To act as an administrator for someone who cannot manage their own pension and benefits, you must:
- Have a medical professional complete the Certificate of Incapability OAS/CPP form (ISP-3505)
- Choose and complete the form that applies to you:
- Individual administration
Agreement to administer benefits under the Old Age Security Act and/or the Canada Pension Plan by a Private Trustee (ISP-3506) - Agencies, charitable organizations, or municipalities
Agreement to administer benefits under the Old Age Security Act and/or the Canada Pension Plan by an Agency or Institution (ISP-3507)
- Individual administration
- 3. Submit the forms by mail
Contact us
Need help applying for the Allowance for the Survivor? Contact us.