Allowance
The Allowance is a monthly tax-free payment you can get if:
- you are 60 to 64 years old
- you have low income, and
- your spouse is eligible to receive the Guaranteed Income supplement (GIS)
You should apply for the Allowance 6 to 11 months before you turn 60. If you are already 60 to 64 years old you should apply as soon as possible.
If you were in receipt of the Allowance and your spouse or common-law partner has passed away, you will be automatically converted to the Allowance for the Survivor.
Payment amounts
Spouse/common-law partner receives GIS and full OAS:
up to $1,428.06/month
Manage your pension online
Sign in or register for My Service Canada Account to access Guaranteed Income Supplement (GIS) benefits and services.
Register or Sign in to MSCALearn more about Old Age Security in MSCA.
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To qualify for the Allowance, you must also qualify for the GIS and for OAS. Check if you're eligible for OAS and the following pensions and benefits:
Other benefits
Old Age Security (OAS) pension
Apply for OAS if you are 65 and older even if you have never worked or are still working.
Guaranteed Income Supplement (GIS)
Apply for this benefit if you are an Old Age Security recipient with low income.
Allowance for the survivor
Apply for a monthly benefit if you are low-income, widowed, age 60 to 64 and not yet eligible for OAS.
Canada Pension Plan (CPP)
Decide when and how to apply for your CPP retirement.
CPP Post-Retirement Benefit (PRB)
If you're under 70 and working while receiving your CPP, you can still contribute to increase your pension.
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