Do you qualify

• Track your Canadian and foreign residency years
• Keep a record of your work and contributions to both Canadian and foreign pension programs
• Keep proof of residence for each country (passports, leases, mortgages, utility bills, etc.)
• Find out if Canada has a social security agreement with the country where you live or work

To qualify for a Canada Pension Plan (CPP) retirement pension, you must:

• Be at least 60 years old
• Have made at least one valid contribution to the CPP

Valid contributions can be either from work you did in Canada or from credits received from a spouse/common-law partner after a divorce or separation.

To qualify for a Canada Pension Plan (CPP) disability benefit, you must:

• Be over 18 and under 65 years old
• Have a mental or physical disability that regularly stops you from doing any type of substantially gainful work
• Have a disability that is long-term and of indefinite duration, or is likely to result in death
• Contributed enough to the CPP

What is considered enough contributions to the CPP

• Contributions for at least 4 of the last 6 years prior to the date you became disabled
• Contributions for at least 25 years, including 3 of the last 6 years

Find out how to access your Statement of Contributions.

To qualify, all 3 of the following criteria must be met:

1. The child's age and school attendance
   The child must be either:
   • under age 18
   • a student aged 18 to 25 attending a recognized school, college, or university full-time or part-time
2. The child's relationship to the CPP contributor
   The child must be either:
   • the contributor's natural child
   • a "legally" or "factually" adopted child by the contributor before age 12
   • a child who lived with the contributor and was under the contributor's decision-making responsibility before age 21
3. The contributor's CPP status
   The contributor must either:
   • be receiving a CPP disability benefit (including a post-retirement disability benefit)
   • have died and contributed enough to the CPP before their death
     • the deceased must have contributed to the CPP for at least one-third of their contributory period (with a minimum of 3 years) or for 10 years

To qualify for the death benefit, the deceased must have made contributions to the CPP for at least:

• One-third of the calendar years in their contributory period for the base CPP, but no less than 3 calendar years
• 10 calendar years

To qualify for the survivor's pension, you must:

• Be legally married to a deceased CPP contributor
• Be the common-law partner of a deceased CPP contributor

The deceased must have contributed to the CPP for at least one-third of their contributory period (with a minimum of 3 years) or for 10 years to be eligible.

To receive the Old Age Security (OAS) pension you must be:

• 65 years or older

If you are living in Canada, you must:

• be a Canadian citizen or a legal resident at the time we approve your OAS pension application
• have resided in Canada for at least 10 years since the age of 18

If you are living outside Canada, you must:

• have been a Canadian citizen or a legal resident of Canada on the day before you left Canada
• have resided in Canada for at least 20 years since the age of 18

To qualify for the Guaranteed Income Supplement (GIS), you must:

• Be 65 years old or older
• Receive the Old Age Security (OAS) pension
• Live in Canada
• Not be under a sponsorship agreement
• Have an annual income below the income threshold for your situation

To qualify for the Allowance benefit, you need to meet the following conditions:

• Your spouse or common-law partner receives the Old Age Security (OAS) pension and is eligible to receive the Guaranteed Income Supplement (GIS)
• You are 60 to 64 years old
• You are a Canadian citizen or a legal resident
• You have lived in Canada for at least 10 years since the age of 18
• You or your spouse or common-law partner is not currently under a sponsorship agreement
• You and your spouse or common-law partner have a total annual income that is less than the threshold below

To qualify for the Allowance for the Survivor benefit, you need to meet the following conditions:

• Your spouse or common-law partner has died and you have not remarried or entered into a new common-law relationship
• You are 60 to 64 years old
• You live in Canada
• You have lived in Canada for at least 10 years since the age of 18
• You are not currently under a sponsorship agreement
• Your annual income is less than $30,336