InfoCapsules for RESP providers

Disclaimer: RESP promoters

The information contained on this page is technical in nature and is intended for Registered Education Savings Plan (RESP) and Canada Education Savings Program promoters. For general information, visit the PDF text.

Alternate formats

Registered Education Savings Plan (RESP) InfoCapsules [PDF - 20.47 MB]

Request other formats online or call 1 800 O-Canada (1-800-622-6232). If you use a teletypewriter (TTY), call 1-800-926-9105. Large print, braille, audio cassette, audio CD, e-text diskette, e-text CD and DAISY are available on demand.


Consult this page frequently for newer versions. The following laws and regulations take precedence over information contained in InfoCapsules in the event of discrepancies:

  • Income Tax Act
  • Canada Education Savings Act
  • Canada Education Savings Regulations
  • The Saskatchewan Advantage Grant for Education Savings (SAGES) Act
  • The Saskatchewan Advantage Grant for Education Savings (SAGES) Regulations
  • Special Accounts Appropriation and Control Act
  • British Columbia Training and Savings Program Regulation

List of InfoCapsules

  1. Overview of the Canada Education Savings Program 2018-12-18
  2. Administrative responsibilities - Who does what 2020-03-10
  3. Life cycle of a Registered Education Savings Plan (RESP) 2018-12-18
  4. Why the Social Insurance Number (SIN) is required 2018-12-18
  5. Primary caregiver (PCG) 2018-12-18
  6. Relationship to the subscriber for a family plan 2018-12-18
  7. Family vs. individual plan 2018-12-18
  8. Group plans 2018-12-18
  9. The Canada Learning Bond (CLB) 2018-12-18
  10. Contributions 2019-12-18
  11. The Canada Education Savings Grant (CESG) 2021-01-04
  12. Grant room and carry forward 2018-12-18
  13. Educational assistance payment (EAP) 2018-12-18
  14. Plan termination 2018-12-18
  15. Error codes and refusal reasons 2018-12-18
  16. British Columbia Training and Education Savings Grant (BCTESG) 2018-12-18
  17. Saskatchewan Advantage Grant for Education Savings (SAGES) 2018-12-18
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