InfoCapsules for Registered Education Saving Plan providers

From: Employment and Social Development Canada

Disclaimer: RESP promoters

The information contained on this page is technical in nature. It is intended for Registered Education Savings Plan (RESP) and Canada Education Savings Program promoters. For general information, visit the RESP page.

On this page

Alternate format

List of acronyms

Employment and Social Development Canada
Registered Education Savings Plan
Saskatchewan Advantage Grant for Education Savings


  • InfoCapsules version: 2
  • Latest update: December 1, 2023
  • Previous update: April 17, 2023
  • Description: There have been program changes related to the incentives that Employment and Social Development Canada (ESDC) delivers. These changes include removal of all mentions of Saskatchewan Advantage Grant for Education Savings (SAGES), changes to gender and accessibility


Consult this page frequently for newer versions. The following laws and regulations take precedence over information contained in InfoCapsules in the event of discrepancies:

  • Income Tax Act
  • Canada Education Savings Act
  • Canada Education Savings Regulations
  • Special Accounts Appropriation and Control Act
  • British Columbia Training and Savings Program Regulation

List of InfoCapsules

  1. Overview of the Canada Education Savings Program
  2. Administrative responsibilities - Who does what
  3. Life cycle of a Registered Education Savings Plan
  4. Why the Social Insurance Number is required
  5. Primary caregiver
  6. Relationship to the subscriber for a family plan
  7. Family plan versus individual plan
  8. Group plans
  9. The Canada Learning Bond
  10. Contributions
  11. The Canada Education Savings Grant
  12. Grant room and carry forward
  13. Educational assistance payments
  14. Plan termination
  15. Error codes and refusal reasons
  16. British Columbia Training and Education Savings Grant

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