This page has been archived on the Web

Information identified as archived is provided for reference, research or recordkeeping purposes. It is not subject to the Government of Canada Web Standards and has not been altered or updated since it was archived.

CG-4 Information box examples for the Cost of Borrowing Regulations

Version of document from October 2009 to June 9, 2024.

CG-4 has been converted to a bulletin, as part of FCAC’s comprehensive review of guidance. Read the bulletin.


The new Financial Consumer Protection Framework (FCPF) in the Bank Act and the Financial Consumer Protection Framework Regulations (collectively: “FCPF Requirements”) come into force on June 30, 2022. The FCPF Requirements apply to banks, authorized foreign banks and federal credit unions. This guideline will be reviewed, including for purposes of reflecting the FCPF Requirements, and will be reissued in due course as is appropriate. Starting June 30, 2022, this guideline is to be read by banks, authorized foreign banks and federal credit unions in conjunction with, and subject to, the FCPF Requirements.  If there is any inconsistency between the FCPF Requirements and this guideline relating to banks, authorized foreign banks and federal credit unions and their conduct post June 30, 2022, the FCPF Requirements prevail.

Information box examples

The government’s 2010 amendments to the Cost of Borrowing Regulations include provisions for information disclosure boxes. In consultation with the Department of Finance Canada, FCAC has developed examples of information boxes to provide guidance to the industry.

These are intended to be generic examples of information boxes. Each federally regulated financial institution is responsible for ensuring that all of its disclosure documentation meets the regulatory requirements.

Page details

Date modified: