The Pooled Registered Pension Plan (PRPP)

A PRPP is a new kind of deferred income plan designed to provide retirement income for employees and self-employed individuals who do not have access to a workplace pension.

Because individuals’ assets will be pooled, the PRPP will offer investment and savings opportunities at lower administration costs. An individual can be enrolled in a PRPP by his or her employer, if the employer chooses to participate in the plan. A self-employed individual and an individual whose employer chooses not to participate can open a PRPP account by approaching a PRPP administrator directly.

Investment options in a PRPP are similar to those available in a registered pension plan.

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