Canada Pension Plan disability benefits: Overview
Due to the coronavirus disease (COVID-19) outbreak, there are changes to this program.
The Canada Pension Plan (CPP) disability benefit is a monthly payment you can get if you:
- are under 65
- have made enough contributions into the CPP
- have a mental or physical disability that regularly stops you from doing any type of substantially gainful work
- have a disability that is long-term and of indefinite duration, or is likely to result in death
Find out if you might be eligible.
Two types of CPP disability benefits
|Benefit name||Age||Must be|
|CPP disability benefit||Under 65||Not receiving the CPP retirement pension|
|CPP post-retirement disability benefit||From 60 to 65||Already receiving the CPP retirement pension for more than 15 months or become disabled after starting to receive the retirement pension|
When you turn 65 your CPP disability benefit is automatically changed to a CPP retirement pension.
If you are getting a disability benefit, your dependent children may be able to get a monthly payment.
|Benefit name||Age||Must be|
|CPP Children’s benefit||Under 18 or between the ages of 18 and 25 and in full-time attendance at a recognized school or university||The child of a person receiving a disability benefit|
Find out more about the CPP Children’s benefit.
When you should apply
You have to apply for this benefit. You should apply for this benefit as soon as possible.
The basic disability benefit payment is $505.79. We add to the basic amount based on how much you paid into the Canada Pension Plan while you worked. Find out more about how much you could receive.
When payments start
Your decision letter will give you the date and amount of your first payment.
How long for a decision
It can take up to 4 months for a decision to be made. The date your application form is received may affect the date your benefit begins. Do not wait for your completed medical form before sending your completed application form.
However, a decision on your application can only be made when you have sent both of the following:
- a complete application form (including questionnaire and signed consent form)
- a medical report signed within 12 months
For eligible disabilities, we aim to make a decision on your eligibility within 120 calendar days (4 months).
If we confirm your condition is grave, we aim to process your application within 30 calendar days.
If we confirm you have a terminal illness, we aim to process your application within 5 business days.
A terminal medical condition is a disease state that cannot be cured or adequately treated and is reasonably expected to result in death within 6 months.
A grave condition is a rapidly progressive medical condition. A list of 32 conditions was developed based on extensive research by ESDC. These conditions have a high probability of meeting the CPP disability eligibility criteria.
- Acute Lymphoid Leukemia
- Adrenal Cancer
- Alzheimer's Disease: Early onset (less than age 60)
- Amyotrophic Lateral Sclerosis (ALS)
- Anal Cancer
- Brain Cancer
- Chronic Kidney Disease (Stage 4 or later)
- Chronic Liver Disease
- Colorectal Cancer
- Esophagus Cancer
- Frontotemporal Dementia
- Gallbladder Cancer and Cancer of the Bile Ducts/Malignant Neoplasm of the Gallbladder and Extrahepatic Bile Ducts
- Idiopathic Pulmonary Fibrosis (IPF)/ldiopathic Fibrosing Aleveolitis/ldiopathic Interstitial Pneumonia
- Huntington's Chorea Disease
- Progressive Polyneuropathy
- Kidney Cancer
- Liver Cancer
- Lung Cancer/Carcinoma of the Lung/Malignant Neoplasm of the Trachea, Bronchus and Lung
- Malignant Melanoma
- Malignant Tumours of Small Intestine, including Duodenum
- Multiple Myeloma
- Muscular Dystrophy (Adult onset)
- Ovarian Cancer
- Pancreatic Cancer
- Paranoid Schizophrenia, Chronic Undifferentiated
- Parkinson's Disease
- Post-inflammatory Pulmonary Fibrosis/Interstitial (Non-idiopathic) Pulmonary Fibrosis
- Primary Cerebellar Degeneration/Unspecified types of Cerebellar Ataxia
- Stomach Cancer
- Thymus Cancer
- Vascular Dementia
Where you can get help
If you have general questions about the disability benefits or specific questions about your application, contact us .
If your medical condition is short-term or temporary
If your medical condition is expected to be short-term or temporary, you will not be eligible for CPP disability benefits. You may be eligible for other benefits such as Employment Insurance sickness.
Other disability resources
We offer other resources for people with disabilities.
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