Canada Pension Plan disability benefits: How much you could receive
From: Employment and Social Development Canada
COVID-19
Due to the coronavirus disease (COVID-19) outbreak, there are changes to this program.
The basic payment amount is $505.79. We add to the basic amount based on how much you paid into the Canada Pension Plan while you worked.
If you are receiving the disability benefit or post-retirement disability benefit, your dependent children may also be eligible for a children's benefit.
| Type of benefit | Average monthly amount (October 2019) | Maximum monthly payment amount (2020) |
|---|---|---|
| CPP Disability benefit | $1,001.37 | $1,387.66 |
| CPP Post-retirement disability benefit | $505.79 | $505.79 |
| CPP children’s benefit | $255.03 | $255.03 |
Note: The disability benefit amounts are reviewed every January to reflect changes in the cost of living. Your monthly benefit amount will not decrease if the cost of living goes down.
Read more about Canada Pension Plan benefits amounts.
Your payment
You can receive your benefit payment by direct deposit to your banking account in Canada, the United States, or other specific countries.
If you are getting other benefits
If you get both a CPP survivor's pension and a disability benefit, they will be combined into a single monthly payment. The total amount you get cannot be greater than $1,387.66 per month (the maximum amount of the disability pension).
If you are receiving both a retirement and survivor pension, and are then granted a post-retirement disability benefit, you will receive the higher amount of the survivor or post-retirement disability benefit flat rate.
Disability income from other sources
If you are receiving disability income from other sources, such as a private insurer or a provincial/territorial program, you may still be able to receive the CPP disability benefit. However, these other sources may change their payments if you are approved for the disability benefit through the Canada Pension Plan.
Contact your insurance company or social assistance program for details about your case.
Medications and medical devices
The CPP disability benefit does not pay for medications or medical devices. Contact your province or territory if you need financial help for medication or medical devices.
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