Canada Pension Plan (CPP) contributions for CPP working beneficiaries

You are a CPP working beneficiary and must make contributions to the CPP or the QPP if you meet all of the following conditions:

  • You are 60 to 70 years of age
  • You are employed or self-employed
  • You are receiving a CPP or Quebec Pension Plan (QPP) retirement pension
However, if you are at least 65 years of age but under 70, you can elect to stop contributing to the CPP or revoke a prior-year election. For more information, see Form CPT30, Election to Stop Contributing to the Canada Pension Plan or Revocation of a Prior Election, and Schedule 8 or Form RC381, whichever applies.
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