Severe and Permanent Disability Benefit - Eligibility


A “severe permanent disability” is a functional limitation caused by a physical or mental impairment that:

  • prevents you from performing the daily activities necessary to participate in substantially gainful employment; and
  • will remain with you for life.

“Substantially gainful employment” is work that pays more than what one can receive as a disability pension under the Canada Pension Plan. The disability pension amount is adjusted each year; it is $16,652.00 per year for 2020.

Our medical adjudicators will determine, based on your application and supporting documentation, if you are eligible.

Note: For Ontario student loans to be considered for cancellation, you must reside in Canada.

To learn more, contact the National Student Loans Service Centre (NSLSC) at 1-888-815-4514 and request to have your call forwarded to the Canada Student Financial Assistance Program. TTY service is available (819-994-1218 or toll-free 1-866-667-8554).

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