Repay a student loan – Repayment assistance
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Repayment Assistance Plan
If you are having trouble paying your loan, you can apply for help through these plans:
- Repayment Assistance Plan (RAP)
- Repayment Assistance Plan for Borrowers with a Permanent Disability (RAP-PD)
Severe permanent disability
If you have a permanent disability, you may be able to have your student debt cancelled through the Severe Permanent Disability Benefit (SPDB).
You could be eligible if your disability limits your ability to work for the rest of your life.
Family doctors and nurses
As a family doctor, resident, or nurse working in a remote area, you may qualify for help to repay your student loans.
Canadian Forces reservists
If you are a Canadian Forces reservist on a designated operation, you do not have to make payments on your student loans.
You have options
Whether you missed a loan payment or not, you can:
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