Repayment Assistance Plan – Eligibility
Current status: Repayment assistance for student loan borrowers
On November 1, 2022, enhancements to repayment assistance will provide easier access for borrowers.
You may qualify for repayment assistance if:
- you reside in Canada, are on an international internship, or are a reservist deployed abroad
- your loans are in repayment, that is at least 6 months have passed since you graduated or left school, and
- you are up-to-date on your loan payments
If your family income falls below a certain amount per month, you may not need to make payments on your student loans for a period of 6 months.
If you earn more than the income thresholds shown below, you may still qualify for reduced monthly payments. Find out if you are eligible by using the Repayment Assistance Estimator.
|Family size||Income threshold|
Use the Repayment Assistance Estimator
Use the estimator to find out if you are eligible and get an idea of what your expected monthly payment might be.
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