Repayment Assistance Plan – Disability assistance

Disability assistance

If you have a disability, you may qualify for the Repayment Assistance Plan for Borrowers with Disabilities (RAP-D).

This plan could lower your student loan payments for 6 months. You can also submit disability related expenses that may help lower costs. You may even qualify for no payments at all.

Eligibility

You may qualify for RAP-D if you:

• live in Canada or:
  • are a reservist or spouse of a reservist deployed abroad, or
  • are on an international internship for a year or less
• have loans in repayment
• are up-to-date on your loan payments
• fall within the income thresholds, and
• have a disability that is recognized by the Canada Student Financial Assistance Program

Apply

Borrowers can apply for RAP-D:

• online through the National Student Loans Service Centre (NSLSC), or
• by mail, sending a paper copy of the Repayment Assistance Plan Application (PDF, 175 KB)

You can also include a Disability Related Expense Form (PDF, 107 KB), to submit expenses related to your disability

You will need to reapply every 6 months to stay on RAP-D. If your disability is not permanent, you may also need to confirm the status of your disability.

If asked, complete a Verification of Disability form (PDF, 122 KB) and return it by mail.

For more details, please contact the NSLSC .

Apply for assistance at the NSLSC