Repayment Assistance Plan – Disability assistance

Disability assistance

If you have a disability, you may qualify for the Repayment Assistance Plan for Borrowers with Disabilities (RAP-D).

This plan could lower your student loan payments for 6 months. You can also submit disability related expenses that may help lower costs. You may even qualify for no payments at all.


You may qualify for RAP-D if you:

  • live in Canada or:
    • are a reservist or spouse of a reservist deployed abroad, or
    • are on an international internship for a year or less
  • have loans in repayment
  • are up-to-date on your loan payments
  • fall within the income thresholds, and
  • have a disability that is recognized by the Canada Student Financial Assistance Program


Borrowers can apply for RAP-D:

You can also include a Disability Related Expense Form (PDF, 107 KB), to submit expenses related to your disability

You will need to reapply every 6 months to stay on RAP-D. If your disability is not permanent, you may also need to confirm the status of your disability.

If asked, complete a Verification of Disability form (PDF, 122 KB) and return it by mail.

For more details, please contact the NSLSC .

Apply for assistance at the NSLSC

Note: Students with loans from Prince Edward Island must also apply through their province. Contact your provincial or territorial student aid office for more information.

You may qualify to have your loans cancelled if your disability prevents you from working. Please visit the Severe Permanent Disability Benefit for details.

Page details

Date modified: