Do you qualify

• Less than $148,451 (65 to 74 years old)
• Less than $154,196 (75 years and older)

Add all types of income, such as:

• private and public pensions (including retirement and disability)
• benefits (including EI and worker’s compensation)
• salaries
• rental income
• RRSP withdrawals
• taxable interest, dividends and capital gains

Don’t include:

• Old Age Security pension, Guaranteed Income Supplement, Allowance or Allowance for the Survivor payments
• RDSP payments
• GST/HST credit payments

If you work or worked outside Canada for a Canadian employer, that time may count as residence in Canada.

Time working abroad can qualify as residence if you:

• Return to Canada within 6 months after your job ends
• Turn 65 while still working abroad and maintaining your residence in Canada at the time

When you apply, you must provide the following 2 documents:

• Proof of employment from the employer
• Proof of physically returning to Canada (unless you turned 65 while still employed outside Canada)

Under certain conditions, spouses, common-law partners, dependents, and Canadians working abroad for international organizations may also count time spent abroad as residence in Canada.

If you have lived or are living outside Canada, you may qualify for both the Old Age Security pension and a pension from the other country—if that country has a social security agreement with Canada.

You may be able to get this benefit if:

• You get the Old Age Security (OAS) pension
• You are 65 or older
• You are a Canadian citizen or a legal resident
• You live in Canada
• Your income is below the maximum annual income threshold for the GIS based on your marital status
• You are not currently under a sponsorship agreement

Find out more about the Guaranteed Income Supplement (GIS).

You may be able to get this benefit if:

• Your spouse or common-law partner receives the Guaranteed Income Supplement (GIS)
• You are 60 to 64 years of age
• You are a Canadian citizen or a legal resident
• You have lived in Canada for at least 10 years since the age of 18
• Your income combines with that of your spouse or common-law partner is below the maximum annual income threshold for the Allowance
• You or your spouse or common-law partner are not currently under a sponsorship agreement

Find out more about the Allowance.

You may be able to get this benefit if:

• Your spouse or common-law partner has died and you have not remarried or entered into
• You are 60 to 64 years of age
• You are a Canadian Citizen or legal resident
• You have lived in Canada for at least 10 years since the age of 18
• Your annual income is less than the maximum annual income threshold for the Allowance for the Survivor
• You are not currently under a sponsorship agreement

Find out more about the Allowance for the Survivor.