Guaranteed Income Supplement: How much you could receive


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Guaranteed Income Supplement amounts – July to September 2020

If you are a single, widowed or divorced pensioner
Your situation Maximum monthly payment amount Your annual income must be
If you are a single, widowed, or divorced pensioner $916.38 Less than $18,600
If you have a spouse or common-law partner
Your situation Maximum monthly payment amount Your annual income plus the annual income of your spouse/common-law partner must be
If your spouse/common-law partner receives the full OAS pension $551.63 Less than $24,576
If your spouse/common-law partner does not receive an OAS pension $916.38 Less than $44,592
If your spouse/common-law partner receives the Allowance $551.63 Less than $44,592

Depending on your situation, you can find the exact amount you would receive each month.

The Guaranteed Income Supplement (GIS) benefit is reviewed in January, April, July and October to reflect increases in the cost of living as measured by the Consumer Price Index. Your monthly payment amount will not decrease if the cost of living goes down.

Your payment

You can receive your benefit payment by cheque or direct deposit to your banking account in Canada. You will have to sign up for direct deposit.

If your income this year is less than last year

Did you recently retire or experienced a drop in income? If your income is less than what you reported on your tax form last year, contact us.

If you disagree with the amount you receive

If your letter from us lists a payment amount you think is incorrect, you must write to us within 90 days after you receive our letter. See more information on how to request a reconsideration.

We review your benefit amount each year

Using your income information from your federal Income tax return, we will review whether you will continue to receive the Guaranteed Income Supplement for the next year.

Every July, you will receive a letter telling you one of the following:

  • your benefit will be renewed and the amount for the next 12 months
  • your benefit will be stopped
  • your benefit will start or resume
  • we need your income information

File your taxes on time

You do not have to pay taxes on your Guaranteed Income Supplement payment. You must file your taxes by April 30 every year to avoid any disruption of payments.

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