Every dollar counts
There are many benefits, credits, and housing programs available. You can claim some of them when you do your taxes, but you may need to apply for others. Doing your taxes by April 30 each year, even if you have no income, helps you continue to get your benefit payments — and can help put more money back in your pocket. Find more information below, including free tools and resources to help you do your taxes.
Canada child benefit (CCB)
Provides a tax-free monthly payment. Eligible families may get up to $7,997 per year for each child under 6 and up to $6,748 per year, for each child aged 6 to 17.
Learn more about the CCB and who can apply
Other payments for families with children
If you are eligible for the CCB, you could be eligible for certain benefits that the CRA administers on behalf of the provinces and territories.
Based on where you live, you may also get:
- Alberta child and family benefit
- BC family benefit
- New Brunswick child tax benefit
- Newfoundland and Labrador child benefit (and Early childhood nutrition supplement)
- Northwest Territories child benefit
- Nova Scotia child benefit
- Nunavut child benefit
- Ontario child benefit
- Prince Edward Island child benefit
- Yukon child benefit
Disability tax credit (DTC)
A non-refundable tax credit that helps people with disabilities, or their supporting family member, reduce the amount of income tax they may have to pay. Eligible individuals can claim up to $9,872, with an additional $5,758 for those under 18.
If you were eligible for the DTC in past years but did not claim the disability amount, you may be able to claim it going back up to 10 years.
Learn more about the DTC and eligibility
Other benefit programs related to the DTC
Being eligible for the DTC may help you access other programs.
GST/HST credit
Provides four tax-free payments each year. If entitled, single individuals can get up to $533 per year. A couple with two children could get up to $1,066 per year.
Other payments related (or similar) to the GST/HST credit
If you are eligible for the GST/HST credit, you could also be eligible for certain benefits that the CRA administers on behalf of the provinces and territories.
Based on where you live, you may also get:
- New Brunswick harmonized sales tax credit
- Newfoundland and Labrador income supplement
- Newfoundland and Labrador disability amount
- Newfoundland and Labrador disability benefit
- Newfoundland and Labrador seniors' benefit
- Nova Scotia affordable living tax credit
- Ontario trillium benefit
- Ontario energy and property tax credit
- Northern Ontario energy credit
- Ontario sales tax credit
- Ontario senior homeowners’ property tax grant
- Prince Edward Island sales tax credit
- Saskatchewan low-income tax credit
Canada workers benefit (CWB)
Provides an amount that helps those working and earning a modest income. It reduces any taxes they owe and can result in a tax refund.
If you are entitled to receive the CWB, you will get up to 50% of your CWB in advanced payments under the Advanced Canada workers benefit (ACWB).
Housing programs
Proposed First-time home buyers' GST/HST rebate
Recover up to $50,000 of the GST (or federal part of the HST) paid for a new or substantially renovated home.
GST/HST new housing rebate
Recover part of the GST/HST paid for a new or substantially renovated home that is your primary residence.
First home savings account (FHSA)
Save to buy or build a qualifying home with tax-deductible contributions, up to a lifetime limit of $40,000, and tax-free withdrawals.
Multigenerational home renovation tax credit (MHRTC)
If you are eligible, you can claim this credit for certain renovation expenses to create a self-contained secondary unit. The secondary unit must allow a senior or an adult who is eligible for the disability tax credit to live with a qualifying relative.
Home buyers' amount
Claim up to $10,000 for the purchase of a qualifying home.
Home Buyers’ Plan (HBP)
Withdraw up to $60,000 from your registered retirement savings plan (RRSPs) to buy or build a qualifying home.
Proposed income tax cut
Tax relief that reduces the lowest marginal personal income tax rate from 15% to 14%.
Doing your taxes
Get ready to do your taxes
Find out what's new for your 2025 return, key filing and payment dates, what to report and claim, and ways to file your taxes (including free software).
CRA Account
An online portal that lets you view and manage your personal income tax and benefit information.
Digital services for individuals
Learn more about the digital self-service options that make it easier to do your taxes.
Taxes and benefits for Indigenous Peoples
All Canadians have access to the same benefits and credits, find out more about how to file a tax return, even if you have tax-exempt or no income.
Get help faster
Skip the Line
Digital services that empower you to find answers to most questions in minutes.
Get your money faster
Set up or change direct deposit information
Don’t miss a payment. Register for direct deposit to get your payments on time, right in your bank account.
Get help with your taxes
Free tax clinics
Free tax help by a volunteer is available across Canada for those with a modest income and a simple tax situation.
SimpleFile services
Simplified tax filing methods offered by the CRA to eligible individuals (SimpleFile Digital, by Phone, by Paper).
Find out what else you could qualify for
Tax credits and benefits for individuals
Learn about federal, provincial and territorial benefits and credits available to individuals and families, how to qualify, and payment dates.
All deductions, credits, and expenses
Find out which deductions, credits, and expenses you can claim to reduce the amount of tax you need to pay.
Benefits Finder
Use this tool to find benefits and services that you may be eligible to receive, including from federal, provincial, or territorial governments.
Understand how taxes work
Learn about your taxes
Doing your taxes is easier than you think. The step-by-step guide can help you get started. Learn about tax slips, benefits, credits, deductions, and how to do your taxes.
Listen to the Taxology podcast
Tune in to learn about Canadian taxes, the disability tax credit, the Canada child benefit, and more.
Videos
Canada child benefit (CCB) – Sarah's story
Sarah is a mother of a two. She heard about the benefit through her cousin, who had received it. As a result, Sarah applied for the benefit when her first son was born. The CCB helped her set aside money for her children’s education and helped with the cost of swimming and music lessons for them as well.
Watch a short video on Sarah's story.
Disability tax credit (DTC) – Kristin's story
Kristin was born with osteogenesis imperfecta, which causes her bones to break easily. She has broken close to 100 bones in her lifetime. She has also been diagnosed with scoliosis and bilateral hearing loss. Kristin learned about the DTC from her family and the disability community. Since Kristin needs modifications to her home, vehicle, and wheelchair to live well as a person with a disability, the DTC helps her offset some of these costs.
Watch a short video on Kristin's story.
GST/HST credit – Jamal’s story
Jamal heard about the GST/HST credit from a tax service representative. The credit helped him catch up on outstanding bills.
Watch a short video on Jamal’s story.
Canada workers benefit (CWB) – Leslie’s story
Leslie found out about the CWB while doing his taxes.
Watch a short video on Leslie’s story.
Free tax help – Anna's story
Anna found out about free tax clinics when she picked up a flyer at a local community centre. She was intimidated to do her taxes and found it hard to pay for someone else to do them for her. Thanks to the free tax clinic, Anna had the peace of mind of knowing her taxes were done and she got the benefits and credits she qualified for.
Watch a short video on Anna's story.
Home Buyers’ Plan (HBP) – Laura and Marie’s story
Laura and Marie wanted to be homeowners. The HBP helped them buy their first home and invest in their future. It gave them a sense of security which was really important to both of them.
Watch a short video on Laura and Marie’s story.
Taxes are easier than you think
Doing your taxes can be a piece of a cake when you use our step-by-step guide.
Watch a short video.
Don’t miss out on benefits and credits!
Missing out on things isn’t fun, but you don’t have to miss out on the benefits and credits you’re entitled to.
Watch a short video.