Student loans
Please read our latest notices:
Canada Student Loans, the Repayment Assistance Plan, log in to the National Student Loan Service Centre, find provincial and territorial student financial aid offices, and learn how to manage and reduce student loan debt.
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Get a student loan
Apply for Canada Student Loans
Student loans for eligible full- and part-time post-secondary students in most provinces and territories.
Apply for a Canada Apprentice Loan
Loans to help apprentices finish their apprenticeship in a Red Seal trade.
Master Student Financial Assistance Agreement
Responsibilities, terms and conditions of accepting and repaying your student loans.
Student loans and Grants eligibility assessment thresholds
Tables used by provinces and territories to calculate the loan or grant amount a student can get.
Provincial and territorial information for Canada Student Loans and Grants
Student financial aid programs in each province and territory.
Provincial and territorial student financial assistance offices
Contact information for student financial assistance offices in each province and territory.
Interest rates for Canada Student Loans
Fixed and floating interest rates for Canada Student Loans.
Student loans from banks
Information on student loans offered by financial institutions.
Student lines of credit
How student lines of credit work, how to apply for one and how to pay it back.
Maintain student loans
Student loan forms
Forms to change bank accounts, change payment due dates, confirm enrolment, apply for loans and grants, and more.
Maintain your Canada Student Loan
How to stay in touch with your loan provider, prove that you are a student and confirm your reservist status.
Pay back student loans
How to pay back student loans
When to start paying back your student loan and how to make payments.
Apply for the Repayment Assistance Plan
Reduce your monthly student loan payment.
Increase or decrease student loan repayments
Decrease or increase student loan payments.
Manage student loan debt
Make lump-sum payments, increase monthly payment amounts, and tax credits for student loans.
Apply for Severe Permanent Disability Benefit
Cancel your student loans if you have a severe permanent disability.
Apply for Canada Student Loan forgiveness for family doctors and nurses
Loan forgiveness for eligible family doctors, residents in family medicine and nurses.
Bring your Canada Student Loan out of collection
Have your loan returned to the National Student Loans Service Centre from collection.
Student loans and bankruptcy
How bankruptcy affects your student loan debts.
