Entitlements of injured cadets
Canadian cadets who suffer an injury or illness due to an authorized cadet activity receive certain health care entitlements from the Canadian Armed Forces.Footnote 1 These entitlements are defined in the Queen’s Regulations and Orders for the Canadian Cadet Organizations, also known as the QR Cadets, which are only available on the Canadian Cadet Organization (CCO) Extranet. (The CCO Extranet requires users to create an account to gain access.) This policy indicates that a cadet performing cadet duty is entitled to the same care as a Class A or B Reservist.Footnote 2
Information on the entitlements of Reservists and, by extension, cadets is provided in the Queen’s Regulations and Orders, Chapter 34, subsection 7 and the Queen’s Regulations and Orders, Chapter 35, subsection 4.
Another key regulation is the Canadian Forces Health Services Group Instruction 2500-05 – Cadet Care Invoice Payment.Footnote 3 This instruction states that the Canadian Forces Health Services Group is responsible for emergency care for cadets attending summer training programs. This includes the cost of the health services that exceed provincial/territorial coverage and that are covered under the Canadian Forces Spectrum of Care for injuries or illnesses resulting from all authorized activities.
The table below serves as a guide only on the health care services available to cadets who suffer an illness or injury arising out of an approved cadet activity. Cadets and their parents or guardians are encouraged to verify cadets’ entitlements as well as the process to access those entitlements with the Commanding Officer of their cadet corps/squadron.
||Entitlement to Health Care
|Corps/squadron activityFootnote 4
|Cadet Training CentreFootnote 6 (summer training)
Additional information on benefits, reporting an injury, submitting a claim form, and the Regional Cadet Support Unit contact information can be found on the Medical Care offer to Cadets and Junior Canadian Rangers website.
In 2017, our Office published a report entitled Cadets: An Investigation of the Support Provided to Cadets Who Suffer an Illness or Injury as a Result of a Cadet Activity. For an update on the progress made by the Canadian Armed Forces in implementing our recommendations, see the Response from CDS: Cadet Follow-up Apr 2018.
In addition to health care services from the Canadian Armed Forces, cadets also have accident insurance coverage by way of their applicable Leagues.Footnote 7
The accident insurance coverage is designed to be complementary coverage that, in most cases, picks up where other coverage may leave off, including Canadian Armed Forces coverage, provincial/territorial health coverage, and private coverage.
As with health care, eligibility for accident insurance benefits is dependent on the injury being attributed to a cadet activity. Another important condition of eligibility for League insurance is that the injury must not have resulted from an illness. For example, under normal circumstances, a cadet who faints on parade and suffers an injury will not be covered under the policy because the insurer considers fainting to be a result of illness, not an accident.Footnote 8
The table below provides examples of benefits available through the Leagues’ accident insurance policies:
|Categories of Benefits
||Examples of Benefits
|Death, Dismemberment, and Specific LossFootnote 9
|Health Care Benefits
Additional information such as the Cadet League Insurance Comparison Table, the Amounts Comparison Table, and the Entitlements Comparison Table can be reviewed here.
For more information on accident insurance coverage and the process to file a claim, please contact the appropriate Cadet League National Office:
Army Cadet League
Air Cadet League
Toll Free: 1-877-422-6359
Fax: (613) 725-3777
Note: All Leagues have standardized their current coverage by way of an agreed-upon amalgamation of Navy, Air, and Army coverage. Implementation of a single insurance policy is currently under review.
Government Employees Compensation Act
As temporary/casual DND employees, staff cadets are entitled to their respective provincial workers’ compensation by way of the Government Employees Compensation Act. Additional information can be found in CANCDTGEN 007/18 and Compensation Options for Ill and Injured Reservists.
If you would like more information or have any questions, our Office is ready to help.
Please note: We are not affiliated with the Canada Revenue Agency. If you need help with the Canada Emergency Response Benefit, please visit the CRA website.
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