We have archived this page and will not be updating it.

You can use it for research or reference.

Language selection

Government of Canada / Gouvernement du Canada

Search

Entitlements of injured cadets

From: Office of the National Defence and Canadian Armed Forces Ombudsman

ARCHIVED

The page Medical Care for Cadets and Junior Canadian Rangers replaces this content. This page has been archived as of June 27, 2025. We have also closed the report Cadets: An Investigation of the Support Provided to Cadets Who Suffer an Illness or Injury as a Result of a Cadet Activity as all recommendations were implemented. 

Health Care

Canadian Cadets who become ill or injured during an authorized Cadet activity are eligible for certain health care entitlements from the Canadian Armed Forces (CAF).

Your entitlements can be found in the Queen Regulations and Orders for the Canadian Cadet Organizations (QR Cadets). This policy indicates that a cadet performing cadet duty is entitled to the same medical care as a member of the Reserve Force who is performing Class "A" Reserve Service or Class "B" Reserve in accordance with orders and instructions issued by the Chief of the Defence Staff. If you need additional information on Cadet Health Care entitlements, consult the CJCR Gp Medical Care Brochure.

While taking part in authorized cadet activities, you can access health services through your provincial or territorial systems. The Department of National Defence (DND), CAF or League Insurance will pay for what is not covered by your territorial or provincial health care system.

If your illness or injury prevents you from safely participating in cadet activity, the medical staff will do their best to support you. If it is complex, or if the illness or injury happens before your cadet activities, you will be sent home.

Medical Care at Cadet Training Centres Enhanced Training Sessions

During weekday hours, Cadet Training Centres (CTCs) and Enhanced Training Sessions (ETSs) have a team of medical staff available to provide basic primary care (that is, non-emergency, non-specialist care). If available, CAF Medical Technicians or paramedics support the medical staff.

If an illness or injury is complex, the staff will arrange for the transfer of the Cadet to Emergency Medical Services (EMS) or to a higher care facility (such as a civilian emergency room or hospital) while providing pre-hospital support.

Dental Care

You are entitled to the same dental care as a member of the Reserve Force performing a Class “A” or Class “B” Reserve Service. This usually involves emergency dental care to alleviate pain and suffering and transferring you to a civilian facility. If your injury has been documented and can be attributed to your performance as a cadet, you will receive treatment to restore your state of health prior to the injury.

If you suffer a service-related dental injury, it is imperative that both the extent of the injury and the circumstances leading to the injury are documented. Use form DND 2299 to document the injury.

For medical or dental care requirements that exceed the capabilities of staff supporting Cadet activities, or for medical or dental conditions which preclude a Cadet from safely participating in their activity, the Cadet will be returned to their home.   

Out of Country Coverage – Cadet Exchanges

The DND and the CAF conduct international exchange programs with foreign cadet and youth organizations. If you are involved in one of these exchanges, the DND and the CAF will pay for the cost of medical and emergency care for cadets. You will also receive Travel insurance for foreign emergency and medical care and dental coverage through the Blue Cross. Travel insurance for foreign emergency medical care and dental coverage will be provided to all cadets taking part in international exchanges, through Blue Cross, as described in CATO 16-05.

Contact us

We are ready to help.

Entitlements

For questions on your medical and dental benefits, refer to the Queen’s Regulations and Orders, Chapter 34, subsection 7 and the Queen’s Regulations and Orders, Chapter 35, subsection 4.

You can also refer to the Canadian Forces Health Services Group Instruction 2500-05 – Cadet Care Invoice Payment. This contains information on what the Canadian Forces Health Services Group is responsible for while you attend a cadet summer training program.

Below is a guide on health services available to cadets suffering from an illness or injury resulting from an approved cadet activity. You should review your entitlements and the process with your parents, guardians, or Commanding Officer of your corps or squadron. 

Activity: Corps or squadron activity (considered Class A Reserve Service.)

Entitlement

  • First aid provided by a qualified attendant.
  • Subsequent care by the CAF must be for an injury or illness related to a cadet activity.
    • Care will be limited to that injury or illness, and provided only until the cadet can be safely transferred to a civilian care provider.
    • Once transferred to a civilian care provider, coverage by the CAF will continue for expenses not covered by your provincial or territorial health care, based on the Spectrum of Care benefits.
    • For dental care, treatment is limited to what is necessary to restore a state of dental fitness comparable to that which existed prior to the injury, if such injury is not attributable to misconduct or imprudence.
  • For chronic medical conditions as well as injuries or illnesses unrelated to a Cadet activity, Cadets are required to follow up with a civilian care provider.
  • In the event of serious illness, injury, or death, a CAF member will be appointed as a Designated Assistant to provide support to the Cadet and his or her family as they access the CAF Spectrum of Care benefits.

Activity: Cadet Training Centre summer training (considered Class B Reserve Service (short-term, under 180 days))

Entitlement

  • Same as above, plus immediate medical care (first aid and initial assessment) at a CAF walk-in clinic specifically for Cadets.

You can get additional information on benefits, reporting an injury, submitting a claim form, and the Regional Cadet Support Unit contact information in the CJCR Gp Medical Care Brochure.

Related documents

Accident Insurance

As a Cadet, you also have accident insurance coverage through your Cadet League.

This is designed to be complementary coverage that, in most cases, picks up where other coverage may leave off, including CAF coverage, provincial or territorial health coverage, and private coverage.

As with health or dental care, your eligibility for accident insurance benefits is dependent on the injury being attributed to a Cadet activity and must not have resulted from an illness. You should review your coverage and benefits, available on your Cadet League website, with your parents or guardians.

Note: For Junior Canadian Rangers, all entitlements are handled through CJCR Gp.

The table below provides examples of benefits available through the Leagues’ accident insurance policies:

Categories of Benefits Examples of Benefits
Death, Dismemberment, and Specific Loss
  • Loss of life
  • Loss of limbs
  • Loss of senses (for instance, hearing, sight)
  • Paralysis

Health Care Benefits
  • Medical reimbursement (for instance, ambulance fees, equipment rentals, prescription medications, services of a licensed chiropractor or physiotherapist)
  • Dental care reimbursement
  • Rehabilitation

Other Benefits
  • Tutorial
  • Home alteration (that is, to suit the associated disability)
  • Vehicle modification
  • Weekly accident indemnity to cover some lost wages if the cadet was employed

For more information on accident insurance coverage and the process to file a claim, contact the appropriate Cadet League National Office.

Army Cadet League
  • Definitions
    Class I
    All cadets and visiting cadets, ages 12-20
    Class 2
    All full-time employees, officers, instructors, members of National Committees, Directors and Officers, volunteers, Advisory Board Members and escorts, under age 70
    Class 3 and 4
    Same as Class 2 except age 70 and under 90
    N/A
    Not applicable
  • Accidental death, dismemberment and specific loss indemnity
    Indemnity Class 1 Class 2 Class 3 and 4
    Life $10,000 $50,000 $5,000
    Both Hands $10,000 $50,000 $5,000
    Both Feet $10,000 $50,000 $5,000
    Entire Sight of Both Eyes $10,000 $50,000 $5,000
    One Hand and One Foot $10,000 $50,000 $5,000
    One Hand and the Entire Sight of One Eye $10,000 $50,000 $5,000
    One Foot and the Entire Sight of One Eye $10,000 $50,000 $5,000
    Speech and Hearing in Both Ears $10,000 $50,000 $5,000
    One Arm $7,500 $37,500 $3,750
    One Leg $7,500 $37,500 $3,750
    One Hand $6,667 $33,333 $2,778
    One Foot $6,667 $33,333 $2,778
    Entire Sight of One Eye $6,667 $33,333 $2,778
    Speech or Hearing in Both Ears $6,667 $33,333 $2,778
    Thumb and Index Finger of Either Hand $3,333 $16,667 $1,667
    Four Fingers of Either Hand $3,333 $16,667 $1,667
    Hearing in One Ear $3,333 $16,667 $1,667
    All Toes on One Foot $2,500 $12,500 $1,250
    Quadriplegia $20,000 $100,000 $10,000
    Paraplegia $20,000 $100,000 $10,000
    Hemiplegia $20,000 $100,000 $10,000
  • Other benefits

    This is not an exhaustive list.

    Indemnity Class 1 Class 2 Class 3 and 4
    Weekly Accident Indemnity If prevented from doing occupation.
    $35/week
    Elimination period: 7 days
    Maximum payable period: 26 consecutive weeks
    = $910    		 N/A N/A
    Accident Medical Reimbursement Benefit $10,000 for medical treatment within 30 days of the accident $10,000 $10,000
    Accident Dental Reimbursement Benefit $2,000 for treatment within 30 days of the accident or expenses for such treatment or service within 12 months of accident $2,000 $2,000
    Tutorial Expense $500 N/A N/A
    Repatriation Benefit $15,000 max $15,000 max $15,000 max
    Identification Benefit $10,000 max $10,000 max $10,000 max
    Funeral Expense Benefit $5,000 max $5,000 max $5,000 max
    Bereavement Benefit $5,000 max (up to 6 sessions of grief counselling) $5,000 max $5,000 max (up to 6 sessions of grief counselling)
    Spousal Retraining Benefit $15,000 $15,000 $15,000 max (not to exceed in the aggregate)
    Psychological Therapy Benefit $5,000 max, up to two years from date of injury $5,000 $5,000 max, up to two years from date of injury
    Burn Benefit Varies by body part, not to exceed Principal Sum = $10,000 Varies by body part, not to exceed Principal Sum = $10,000 Varies by body part, not to exceed Principal Sum = $10,000
    Cosmetic Reconstructive Surgery N/A N/A N/A
    Comatose Benefit $50,000 overall max, pays 1% of Principal Sum for each month in comatose state = $100/month $50,000 overall max $50,000 overall max
    Hospital Indemnity Expense $2,500/month max, pays daily 1/30th of 1% of Principal Sum, 12 months max = $3.33/day $2,500/month max, pays daily 1/30th of 1% of Principal Sum, 12 months max = $3.33/day $2,500/month max, pays daily 1/30th of 1% of Principal Sum, 12 months max = $3.33/day
    Family Transportation Benefit $15,000 max $15,000 max $15,000 max
    Rehabilitation Benefit $15,000 max, within 3 years of accident $15,000 max $15,000 max
    Home Alteration and Vehicle Modification Benefit $15,000 max, within 3 years of accident $15,000 max $15,000 max
Navy Cadet League
  • Definitions
    Class I
    All cadets and visiting cadets, ages 9 years, 8 months to 20 years)
    Class 2
    All full-time employees, officers, instructors, members of National Committees, Directors, volunteers and escorts, under age 70; and the President of the branch
    Class 3 and 4
    Same as Class 2 except age 70 to under 80
    N/A
    Not applicable
  • Accidental death, dismemberment and specific loss indemnity
    Indemnity Class 1 Class 2 Class 3 and 4
    Life $10,000 $50,000 $5,000
    Both Hands $10,000 $50,000 $5,000
    Both Feet $10,000 $50,000 $5,000
    Entire Sight of Both Eyes $10,000 $50,000 $5,000
    One Hand and One Foot $10,000 $50,000 $5,000
    One Hand and the Entire Sight of One Eye $10,000 $50,000 $5,000
    One Foot and the Entire Sight of One Eye $10,000 $50,000 $5,000
    Speech and Hearing in Both Ears $10,000 $50,000 $5,000
    One Arm $8,000 $40,000 $4,000
    One Leg $7,500 $37,500 $3,750
    One Hand $7,500 $37,500 $3,750
    One Foot $7,500 $37,500 $3,750
    Entire Sight of One Eye $7,500 $37,500 $3,750
    Speech or Hearing in Both Ears $7,500 $37,500 $3,750
    Thumb and Index Finger of Either Hand $4,000 $20,000 $2,000
    Four Fingers of Either Hand $4,000 $20,000 $2,000
    Hearing in One Ear $4,000 $20,000 $2,000
    All Toes on One Foot $3,333 $16,666 $1,666
    Quadriplegia $20,000 $100,000 $10,000
    Paraplegia $20,000 $100,000 $10,000
    Hemiplegia $20,000 $100,000 $10,000
  • Other benefits

    This is not an exhaustive list.

    Indemnity Class 1 Class 2 Class 3 and 4
    Weekly Accident Indemnity For those gainfully employed: 
    $35/week
    Elimination period: 7 days Maximum payable period: 26 consecutive weeks
    = $910    		 N/A N/A
    Accident Medical Reimbursement Benefit $10,000 for medical treatment within 30 days of the accident $10,000 $10,000
    Accident Dental Reimbursement Benefit $2,000 for treatment within 30 days of the accident or expenses for such treatment or service within 12 months of accident $2,000 $2,000
    Tutorial Expense $500 N/A N/A
    Repatriation Benefit $10,000 max $20,000 max $20,000 max
    Identification Benefit N/A $20,000 max $20,000 max
    Funeral Expense Benefit N/A N/A N/A
    Bereavement Benefit N/A     N/A N/A
    Spousal Retraining Benefit N/A $20,000 $20,000
    Psychological Therapy Benefit N/A N/A N/A
    Burn Benefit N/A N/A N/A
    Cosmetic Reconstructive Surgery N/A N/A N/A
    Comatose Benefit N/A N/A N/A
    Hospital Indemnity Expense N/A N/A N/A
    Family Transportation Benefit $20,000 $20,000 $20,000
    Rehabilitation Benefit $20,000 max, within 2 years of accident $20,000 max $20,000
    Home Alteration and Vehicle Modification Benefit $15,000 max, within 3 years of accident $15,000 max $15,000 max
Air Cadet League
  • Definitions
    Class I
    All cadets and visiting cadets 12 to 22
    Class 2
    All full-time employees, members of national committees, directors and officers of the League, volunteers, escorts and members of the Advisory Board, under the age of 70
    Class 3 and 4
    All full-time employees, members of national committees, directors and officers of the League, volunteers, escorts and members of the Advisory Board, age 80 and over, but under age 85
    N/A
    Not applicable
  • Accidental death, dismemberment and specific loss indemnity
    Indemnity Class 1 Class 2 Class 3 and 4
    Life $10,000 $50,000 $5,000
    Both Hands $10,000 $50,000 $5,000
    Both Feet $10,000 $50,000 $5,000
    Entire Sight of Both Eyes $10,000 $50,000 $5,000
    One Hand and One Foot $10,000 $50,000 $5,000
    One Hand and the Entire Sight of One Eye $10,000 $50,000 $5,000
    One Foot and the Entire Sight of One Eye $10,000 $50,000 $5,000
    Speech and Hearing in Both Ears $10,000 $50,000 $5,000
    One Arm $7,500 $37,500 $3,750
    One Leg $7,500 $37,500 $3,750
    One Hand $6,667 $33,333 $2,778
    One Foot $6,667 $33,333 $2,778
    Entire Sight of One Eye $6,667 $33,333 $2,778
    Speech or Hearing in Both Ears $6,667 $33,333 $2,778
    Thumb and Index Finger of Either Hand $3,333 $16,667 $1,667
    Four Fingers of Either Hand $3,333 $16,667 $1,667
    Hearing in One Ear $3,333 $16,667 $1,667
    All Toes on One Foot $2,500 $12,500 $1,250
    Quadriplegia $20,000 $100,000 $10,000
    Paraplegia $20,000 $100,000 $10,000
    Hemiplegia $20,000 $100,000 $10,000
  • Other benefits

    This is not an exhaustive list.

    Indemnity Class 1 Class 2 Class 3 and 4
    Weekly Accident Indemnity
    When prevented from performing the substantial and material duties of their Occupation:
    $35/week
    Elimination period: 7 days
    Maximum payable period: 26 consecutive weeks
    = $910    		 N/A N/A
    Accident Medical Reimbursement Benefit $10,000 for medical treatment within 30 days of the accident $10,000 $10,000
    Accident Dental Reimbursement Benefit $2,000 for treatment within 30 days of the accident or expenses for such treatment or service within 12 months of accident $2,000 $2,000
    Tutorial Expense $500 N/A N/A
    Repatriation Benefit $20,000 max $15,000 max $15,000 max
    Identification Benefit $20,000 max $10,000 max $10,000 max
    Funeral Expense Benefit $5,000 max $5,000 max $5,000 max
    Bereavement Benefit N/A N/A N/A
    Spousal Retraining Benefit $15,000 max $15,000 max $15,000 max 
    Psychological Therapy Benefit N/A N/A N/A
    Burn Benefit N/A N/A N/A
    Cosmetic Reconstructive Surgery N/A N/A N/A
    Comatose Benefit N/A N/A N/A
    Hospital Indemnity Expense N/A N/A N/A
    Family Transportation Benefit $15,000 max $15,000 max $15,000 max
    Rehabilitation Benefit $15,000 max $15,000 max $15,000 max
    Home Alteration and Vehicle Modification Benefit $15,000 max $15,000 max $15,000 max

Navy League
Toll-free: 1-800-375-6289
Email: info@navyleague.ca
Website: www.navyleague.ca

Army Cadet League
Toll-free: 1-877-276-9223
Email: national@armycadetleague.ca
Website: www.armycadetleague.ca

Air Cadet League
Toll-free: 1-877-422-6359
Email: leaguehq@aircadetleague.com
Website: http://aircadetleague.com/

Government Employees Compensation Act

As temporary or casual DND employees, Staff Cadets as defined in QR(Cadets) are entitled to provincial workers’ compensation by way of the Government Employees Compensation Act. Find out more at CANCDTGEN 007/18 Medical Care/Insurance for Cadets.

Page details

Date modified: