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How much you can get: Canada child benefit

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Calculate your payments

Use the child and family benefits calculator to help plan your budget.

  Calculate how much you can get
  • See the math behind CCB payments

    How are payments calculated

    Every month of the benefit year (July to June of the following year), Canada child benefit payments are adjusted based on:

    Current year

    Maximum Canada child benefit

    If your adjusted family net income (AFNI) is under $31,711, you get the maximum payment for each child. It will not be reduced.

    For each child:

    • under 6 years of age: $6,765 per year ($563.75 per month)
    • 6 to 17 years of age: $5,708 per year ($475.66 per month)

    Examples:

    • For a child turning 6 years of age in March 2021, you will be paid at the 6 years of age rate for the month of March and, at the 6 to 17 years of age rate for the month of April 2021.
    • For a child turning 18 in December 2021, the last payment will be in December 2021 at the 6 to 17 years of age rate.

    Payments are based on your adjusted family net income (AFNI)

    Any reduction to the maximum benefit depends on your adjusted family net income and on the number of children.

    Benefits gradually start decreasing when the adjusted family net income is over $31,711.

    Definition of family net income (AFNI)

    Your adjusted family net income is:

    • your family net income (line 23600 of your tax return, plus line 23600 of your spouse's or common-law partner's tax return)
    • minus any universal child care benefit (UCCB) and registered disability savings plan (RDSP) income received (line 11700 and line 12500 of your or your spouse's tax return)
    • plus any UCCB and RDSP amounts repaid (line 21300 and line 23200 of your or your spouse's tax return)
    You have 1 child in your care
    • Your AFNI is below $31,711

      You get the maximum payment for your child, and it is not reduced. For your eligible child:

      • under 6 years of age: $6,765 per year ($563.75 per month)
      • aged 6 to 17 years of age: $5,708 per year ($475.66 per month)
    • Your AFNI is greater than $31,711 up to $68,708

      Your total payment is reduced by

      • 7% of your income greater than $31,711
      Calculation

      Adjusted family net income

      -$31,711

      =Income over threshold

      x7%

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,765 per year

      aged 6 to 17 years of age: $5,708 per year

      -Minus total reduction

      =Your annual payment

      Example

      Martha has:

      • 1 child under 6
      • an adjusted family net income of $45,000

      $45,000 (AFNI)

      -$31,711

      =$13,289 (income over threshold)

      x7%

      =$930.23 (total reduction)


      $6,765 (maximum benefit amount)

      -$930.23 (minus total reduction)

      =$5,834.77 (annual payment)


      Martha would receive $5,834.77 (about $486.23 per month) for the July 2020 to June 2021 period.

    • Your AFNI is greater than $68,708

      Your total payment is reduced by:

      • $2,590 + 3.2% of your income greater than $68,708
      Calculation

      Adjusted family net income

      -$68,708

      =Income over threshold

      x3.2%

      =Partial reduction

      +$2,590

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,765 per year

      aged 6 to 17 years of age: $5,708 per year

      -Minus total reduction

      =Your annual payment

      Example

      Martha has:

      • 1 child under 6
      • An adjusted family net income of $100,000

      $100,000 (AFNI)

      -$68,708

      =$31,292 (income over threshold)

      x3.2%

      =$1,001.34 (Partial reduction)

      +$2,590

      =$3591.34 (Total reduction)


      $6,765 (maximum benefit amount)

      -$3591.34 (total reduction)

      =$3,173.66 (annual payment)


      Martha would receive $3,173.66 (about $264.47 per month) for the July 2020 to June 2021 period.

    You have 2 children in your care
    • Your AFNI is below $31,711

      You get the maximum payment for the 2 children, and your payment is not reduced. For each eligible child:

      • under 6 years of age: $6,765 per year ($563.75 per month)
      • aged 6 to 17 years of age: $5,708 per year ($475.66 per month)
    • Your AFNI is greater than $31,711 up to $68,708

      Your total payment is reduced by:

      • 13.5% of your income greater than $31,711
      Calculation

      Adjusted family net income

      -$31,711

      =Income over threshold

      x13.5%

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,765 per year

      aged 6 to 17 years of age: $5,708 per year

      -Total reduction

      =Your annual payment

      Example

      Fatima has:

      • 2 children under 6
      • an adjusted family net income of $60,000

      $60,000 (AFNI)

      -$31,711

      =$28,289 (income over threshold)

      x13.5%

      =$3,819.02 (Total reduction)


      $13,530 (maximum benefit amount = $6,765 x 2)

      -$3,819.02 (total reduction)

      =$9,710.98 (annual payment)


      Fatima would receive $9,710.98 ($809.25 per month) for the July 2020 to June 2021 period.

    • Your AFNI is greater than $68,708

      Your payment is reduced by:

      • $4,995 + 5.7% of your income greater than $68,708
      Calculation

      Adjusted family net income

      -$68,708

      =Income over threshold

      x5.7%

      =Partial reduction

      +$4,995

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,765 per year

      aged 6 to 17 years of age: $5,708 per year

      -Total reduction

      =Your annual payment

      Example

      Fatima has:

      • 2 children under 6
      • An adjusted family net income of $125,000

      $125,000 (AFNI)

      -$68,708

      =$56,292 (income over threshold)

      x5.7%

      =$3,208.64 (Partial reduction)

      +$4,995

      =$8203.64 (Total reduction)


      $13,530 (maximum benefit amount = $6,765 x 2)

      -$8,203.64 (total reduction)

      =$5,326.36 (annual payment)


      Fatima would receive $5,326.36 (about $443.86 per month) for the July 2020 to June 2021 period.

    You have 3 children in your care
    • Your AFNI is below $31,711

      You get the maximum payment for the 3 children, and your payment is not reduced. For each eligible child:

      • under 6 years of age: $6,765 per year ($563.75 per month)
      • aged 6 to 17 years of age: $5,708 per year ($475.66 per month)
    • Your AFNI is greater than $31,711 up to $68,708

      Your total payment is reduced by:

      • 19% of your income greater than $31,711
      Calculation

      Adjusted family net income

      -$31,711

      =Income over threshold

      x19%

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,765 per year

      aged 6 to 17 years of age: $5,708 per year

      -Total reduction

      =Your annual payment

      Example

      Julie has:

      • 3 children over 6
      • An adjusted family net income of $50,000

      $50,000 (AFNI)

      -$31,711

      =$18,289 (income over threshold)

      x19%

      =$3,474.91 (Total reduction)


      $17,124 (maximum benefit amount = $5,708 x 3)

      -$3,474.91 (total reduction)

      =$13,649.09 (annual payment)


      Julie would receive $13,649.09 (about $1,137.42 per month) for the July 2020 to June 2021 period.

    • Your AFNI is greater than $68,708

      Your total payment is reduced by:

      • $7,029 + 8% of your income greater than $68,708
      Calculation

      Adjusted family net income

      -$68,708

      =Income over threshold

      x8%

      =Partial reduction

      +$7,029

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,765 per year

      aged 6 to 17 years of age: $5,708 per year

      -Total reduction

      =Your annual payment

      Example

      Julie has:

      • 3 children over 6
      • An adjusted family net income of $150,000

      $150,000 (AFNI)

      -$68,708

      =$81,292 (income over threshold)

      x8%

      =$6,503.36 (Partial reduction)

      +$7,029

      =$13,532.36 (Total reduction)


      $17,124 (maximum benefit amount = $5,708 x 3)

      -$13,532.36 (total reduction)

      =$3,591.64 (annual payment)


      Julie would receive $3,591.64 (about $299.30 per month) in for the July 2020 to June 2021 period.

    You have 4 children or more in your care
    • Your AFNI is below $31,711

      You get the maximum payment for all the children, and your payment is not reduced. For each eligible child:

      • under 6 years of age: $6,765 per year ($563.75 per month)
      • aged 6 to 17 years of age: $5,708 per year ($475.66 per month)
    • Your AFNI is greater than $31,711 up to $68,708

      Your total payment is reduced by:

      • 23% of your income greater than $31,711
      Calculation

      Adjusted family net income

      -$31,711

      =Income over threshold

      x23%

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,765 per year

      aged 6 to 17 years of age: $5,708 per year

      -Total reduction

      =Your annual payment

      Example

      Kira has:

      • 4 children over 6
      • An adjusted family net income of $45,000

      $45,000 (AFNI)

      -$31,711

      =$13,289 (income over threshold)

      x23%

      =$3,056.47 (Total reduction)


      $22,832 (maximum benefit amount = $5,708 x 4)

      -$3,056.47 (total reduction)

      =$19,775.53 (annual payment)


      Kira would receive $19,775.53 (about $1,647.96 per month) for the July 2020 to June 2021 period.

    • Your AFNI is greater than $68,708

      Your total payment is reduced by:

      • $8,509 + 9.5% of your income greater than $68,708
      Calculation

      Adjusted family net income

      -$68,708

      =Income over threshold

      x9.5%

      =Partial reduction

      +$8,509

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,765 per year

      aged 6 to 17 years of age: $5,708 per year

      -Total reduction

      =Your annual payment

      Example

      Kira has:

      • 4 children over 6
      • An adjusted family net income of $200,000

      $200,000 (AFNI)

      -$68,708

      =$131,292 (income over threshold)

      x9.5%

      =$12,472.74 (Partial reduction)

      +$8,509

      =$20,981.74 (Total reduction)


      $22,832 (maximum benefit amount = $5,708 x 4)

      -$20,981.74 (total reduction)

      =$1,850.26 (annual payment)


      Kira would receive $1,850.26 (about $154.19 per month) for the July 2020 to June 2021 period.

    Previous years

    Canada child benefit calculation sheets

Shared custody and your payments

Each parent with shared custody will get 50% of what they would have gotten if they had full custody of the child, calculated based on their own adjusted family net income.

The CRA will not split the amount using other percentages, or give the full amount to one of the parents if CRA considers you to have shared custody.

If a child only lives with you part time, go to Custody arrangements and your benefits to find out if you are considered to have shared custody.

Payments are recalculated in July

Every July, your benefit payment is recalculated based on your adjusted family net income from the previous year, indexed to inflation.

For example, payments from:

  • July 2019 to June 2020: based on your adjusted family net income from 2018
  • July 2020 to June 2021: based on your adjusted family net income from 2019

In other words, a change in your income in 2019 will only be reflected in your payments starting in July 2020.

If your payment changed or stopped in another month, go to If your payment stopped or changed.

Related provincial and territorial benefits

Some provinces and territories offer additional assistance to help with the cost of raising a family.

Some of these benefits are added to your Canada child benefit (CCB) payment and paid with it, while others are paid separately.

Select your province or territory:

  • Alberta

    Alberta child benefit

    The Alberta child benefit (ACB) is a tax-free amount paid to families that have children under 18 years of age and an annual family net income below $43,295. Unlike the Alberta Family Employment Tax Credit (AFETC), there is no minimum working income requirement.

    For July 2020 to June 2021, you may be entitled to receive:

    • $1,155 ($96.25 per month) for the first child
    • $577 ($48.08 per month) for the second child
    • $577 ($48.08 per month) for the third child
    • $577 ($48.08 per month) for the fourth child

    The benefit is reduced as family income exceeds $26,769. If your adjusted family net income is between $26,769 and $43,295, you may receive a partial benefit.

    Payments are made separately from the CCB and AFETC payments. ACB payments are made in August, November, February and May.

    This program is fully funded by the Alberta provincial government.

    Alberta family employment tax credit

    The Alberta family employment tax credit (AFETC) is a tax-free amount paid to families that have working income and children under 18 years of age.

    For July 2020 to June 2021, you may be entitled to receive the following amounts if you have a family working income of more than $2,760 in 2018:

    • $801 ($66.75 per month) for one child
    • $1,530 ($127.50 per month) for two children
    • $1,967 ($163.91 per month) for three children
    • $2,113 ($176.08 per month) for four or more children

    The credit is reduced by 4% of the amount of the adjusted family net income that is more than $43,302. Payments are made separately from the CCB payments in July 2019 and January 2020.

    This program is fully funded by the Alberta provincial government.

  • British Columbia

    BC early childhood tax benefit

    The BC early childhood tax benefit (BCECTB) is a tax-free monthly payment to qualifying families to help with the cost of raising children under the age of six. The amount is combined with the CCB into a single monthly payment. The BCECTB provides a benefit up to $55 per month per child under the age of 6. It is calculated based on the number of eligible children you have and your adjusted family net income.

    This program is fully funded by the British Columbia provincial government.

  • New Brunswick

    New Brunswick child tax benefit (NBCTB)

    The NBCTB is a tax-free amount paid monthly to qualifying families with children under 18 years of age. The New Brunswick working income supplement (NBWIS) is an additional benefit paid to qualifying families with earned income who have children under 18 years of age. Benefits are combined with the CCB into a single monthly payment.

    You may be entitled to a basic benefit of $20.83 per month for each child. The amount of the basic benefit is reduced if your adjusted family net income is more than $20,000.

    The NBWIS is an additional benefit of up to $20.83 per month for each family. It is phased in once family earned income is more than $3,750. The maximum benefit is reached when family earned income is $10,000.

    If your adjusted family net income is between $20,921 and $25,921, you may get part of the supplement.

    These amounts are combined with the CCB into a single monthly payment.

    Your NBCTB payment may include a New Brunswick school supplement (NBSS) amount. The NBSS is paid once a year in July to help low income families with the cost of back to school supplies for their children. For the July 2019 NBSS payment, if your adjusted family net income for 2018 is $20,000 or less, you will get $100 for each of your children born between January 1, 2002 and December 31, 2014.

    This program is fully funded by the Province of New Brunswick.

  • Newfoundland and Labrador

    Newfoundland and Labrador child benefit (and mother baby nutrition supplement)

    This benefit is a tax-free amount paid monthly to help low-income families with the cost of raising children under 18 years of age. The mother baby nutrition supplement (MBNS) is an additional benefit paid to qualifying families who have children under one year of age. Benefits are combined with the CCB into a single monthly payment.

    For July 2020 to June 2021, you may be entitled to:

    • $33.75 per month for the first child;
    • $35.83 per month for the second child;
    • $38.50 per month for the third child; and
    • $41.33 per month for each additional child.

    If your adjusted family net income is more than $17,397, you may get part of the benefit.

    Under the MBNS, you may be entitled to a benefit of $60 per month for each child under one year of age depending on your adjusted family net income.

    This program is fully funded by the Newfoundland and Labrador provincial government.

  • Northwest Territories

    Northwest Territories child benefit

    The Northwest Territories child benefit is a non-taxable amount paid monthly to qualifying low and middle income families with children under 18 years of age.

    You may be entitled to receive the following monthly amounts:

    Eligible children under the age of six:

    • $67.91 for one child
    • $122.25 for two children
    • $166.41 for three children
    • $203.75 for four children

          plus

    • $30.58 for each additional child

    Eligible children aged 6 to 17:

    • $54.33 for one child
    • $97.83 for two children
    • $133.08 for three children
    • $163.00 for four children

          plus

    • $24.41 for each additional child

    If your adjusted family net income is above $30,000, you may get part of the benefit.

    These amounts are combined with the CCB into a single monthly payment.

    This program is fully funded by the Government of the Northwest Territories.

  • Nova Scotia

    Nova Scotia child benefit (NSCB)

    This benefit is a tax-free amount paid monthly to help low- and modest-income families with the cost of raising children under 18 years of age. These amounts are combined with the CCB into a single monthly payment.

    From July 2020 to June 2021, you may be entitled to a benefit of:

    • $52.08 per month for the first child
    • $68.75 per month for the second child; and
    • $75.00 per month for each additional child

    If your adjusted family net income is between $18,000 and $26,000, you may get part of the benefit.

    This program is fully funded by the Nova Scotia provincial government.

  • Nunavut

    Nunavut child benefit (NUCB)

    This benefit is a non-taxable amount paid monthly to qualifying families with children under 18 years of age.

    You may be entitled to a basic benefit of $27.50 per month for each child.

    Families who have earned income of more than $3,750 may also get the territorial workers' supplement of up to:

    • $22.91 per month for one child; and
    • $29.16 per month for two or more children.

    If your adjusted family net income is above $20,921, you may get part of the benefit.

    These amounts are combined with the CCB into a single monthly payment.

    This program is fully funded by Nunavut.

  • Ontario

    Ontario child benefit (OCB)

    The Ontario child benefit (OCB) is a tax-free amount paid to help low- to moderate-income families provide for their children.

    OCB payments are delivered with the Canada child benefit in a single monthly payment. For July 2020 to June 2021, you may be eligible to receive up to $119.50 per month for each child under 18 years of age. If your adjusted family net income is above $21,887, you may receive a partial benefit.

    The OCB program is funded entirely by the Province of Ontario. The CRA administers this program for Ontario.

  • Quebec

    Child assistance payments

    If you live in Quebec, you must file your application for child assistance payments and make any changes to your family situation directly with the Retraite Québec. However, you do not have to file an application for a child born in Quebec because the Retraite Québec is automatically notified by the Registrar of Civil Status. For more information, visit the Retraite Quebec website.

  • Yukon

    Yukon child benefit (YCB)

    This benefit is a non-taxable amount paid monthly to help low- and modest-income families with the cost of raising children under 18 years of age. These amounts are combined with the CCB into a single monthly payment.

    You may be entitled to a benefit of $68.33 per month for each child. If your adjusted family net income is above $35,000, you may get part of the benefit.

    This program is funded by the Yukon with a contribution from Aboriginal Affairs and Northern Development Canada on behalf of Status Indian children.

Children with a disability

If your child is eligible for the disability tax credit, you may also be eligible for the child disability benefit.

For the period of July 2020 to June 2021, you could get up to $2,886 ($240.50 per month) for each child who is eligible for the disability tax credit.

Go to Child disability benefit

Repaying an overpayment

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