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How much you can get: Canada child benefit

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Calculate your payments

Use the child and family benefits calculator to help plan your budget.

  Calculate how much you can get
  • See the math behind CCB payments

    How are payments calculated

    Every month of the benefit year (July to June of the following year), Canada child benefit payments are adjusted based on:

    Current year

    Maximum Canada child benefit

    If your adjusted family net income (AFNI) is under $32,028, you get the maximum payment for each child. It will not be reduced.

    For each child:

    • under 6 years of age: $6,833 per year ($569.41 per month)
    • 6 to 17 years of age: $5,765 per year ($480.41 per month)

    Examples:

    • For a child turning 6 years of age in March 2022, you will be paid at the 6 years of age rate for the month of March and, at the 6 to 17 years of age rate for the month of April 2022.
    • For a child turning 18 in December 2022, the last payment will be in December 2022 at the 6 to 17 years of age rate.

    Payments are based on your adjusted family net income (AFNI)

    Any reduction to the maximum benefit depends on your adjusted family net income and on the number of children.

    Benefits gradually start decreasing when the adjusted family net income is over $32,028.

    Definition of family net income (AFNI)

    Your adjusted family net income is:

    • your family net income (line 23600 of your tax return, plus line 23600 of your spouse's or common-law partner's tax return)
    • minus any universal child care benefit (UCCB) and registered disability savings plan (RDSP) income received (line 11700 and line 12500 of your or your spouse's tax return)
    • plus any UCCB and RDSP amounts repaid (line 21300 and line 23200 of your or your spouse's tax return)
    You have 1 child in your care
    • Your AFNI is below $32,028

      You get the maximum payment for your child, and it is not reduced. For your eligible child:

      • under 6 years of age: $6,833 per year ($569.41 per month)
      • aged 6 to 17 years of age: $5,765 per year ($480.41 per month)
    • Your AFNI is greater than $32,028 up to $69,395

      Your total payment is reduced by

      • 7% of your income greater than $32,028
      Calculation

      Adjusted family net income

      -$32,028

      =Income over threshold

      x7%

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,833 per year

      aged 6 to 17 years of age: $5,765 per year

      -Minus total reduction

      =Your annual payment

      Example

      Martha has:

      • 1 child under 6
      • an adjusted family net income of $45,000

      $45,000 (AFNI)

      -$32,028

      =$12,972 (income over threshold)

      x7%

      =$908.04 (total reduction)


      $6,833 (maximum benefit amount)

      -$908.04 (minus total reduction)

      =$5,924.96 (annual payment)


      Martha would receive $5,924.96 (about $493.74 per month) for the July 2021 to June 2022 period.

    • Your AFNI is greater than $69,395

      Your total payment is reduced by:

      • $2,616 + 3.2% of your income greater than $69,395
      Calculation

      Adjusted family net income

      -$69,395

      =Income over threshold

      x3.2%

      =Partial reduction

      +$2,616

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,833 per year

      aged 6 to 17 years of age: $5,765 per year

      -Minus total reduction

      =Your annual payment

      Example

      Martha has:

      • 1 child under 6
      • An adjusted family net income of $100,000

      $100,000 (AFNI)

      -$69,395

      =$30,605 (income over threshold)

      x3.2%

      =$979.36 (Partial reduction)

      +$2,616

      =$3,595.36 (Total reduction)


      $6,833 (maximum benefit amount)

      -$3,595.36 (total reduction)

      =$3,237.64 (annual payment)


      Martha would receive $3,237.64 (about $269.80 per month) for the July 2021 to June 2022 period.

    You have 2 children in your care
    • Your AFNI is below $32,028

      You get the maximum payment for the 2 children, and your payment is not reduced. For each eligible child:

      • under 6 years of age: $6,833 per year ($569.41 per month)
      • aged 6 to 17 years of age: $5,765 per year ($480.41 per month)
    • Your AFNI is greater than $32,028 up to $69,395

      Your total payment is reduced by:

      • 13.5% of your income greater than $32,028
      Calculation

      Adjusted family net income

      -$32,028

      =Income over threshold

      x13.5%

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,833 per year

      aged 6 to 17 years of age: $5,765 per year

      -Total reduction

      =Your annual payment

      Example

      Fatima has:

      • 2 children under 6
      • an adjusted family net income of $60,000

      $60,000 (AFNI)

      -$32,028

      =$27,972 (income over threshold)

      x13.5%

      =$3,776.22 (Total reduction)


      $13,666 (maximum benefit amount = $6,833 x 2)

      -$3,776.22 (total reduction)

      =$9,889.78 (annual payment)


      Fatima would receive $9,889.78 ($824.14 per month) for the July 2021 to June 2022 period.

    • Your AFNI is greater than $69,395

      Your payment is reduced by:

      • $5,044 + 5.7% of your income greater than $69,395
      Calculation

      Adjusted family net income

      -$69,395

      =Income over threshold

      x5.7%

      =Partial reduction

      +$5,044

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,833 per year

      aged 6 to 17 years of age: $5,765 per year

      -Total reduction

      =Your annual payment

      Example

      Fatima has:

      • 2 children under 6
      • An adjusted family net income of $125,000

      $125,000 (AFNI)

      -$69,395

      =$55,605 (income over threshold)

      x5.7%

      =$3,169.49 (Partial reduction)

      +$5,044

      =$8,213.49 (Total reduction)


      $13,666 (maximum benefit amount = $6,833 x 2)

      -$8,213.49 (total reduction)

      =$5,452.52 (annual payment)


      Fatima would receive $5,452.52 (about $454.37 per month) for the July 2021 to June 2022 period.

    You have 3 children in your care
    • Your AFNI is below $32,028

      You get the maximum payment for the 3 children, and your payment is not reduced. For each eligible child:

      • under 6 years of age: $6,833 per year ($569.41 per month)
      • aged 6 to 17 years of age: $5,765 per year ($480.41 per month)
    • Your AFNI is greater than $32,028 up to $69,395

      Your total payment is reduced by:

      • 19% of your income greater than $32,028
      Calculation

      Adjusted family net income

      -$32,028

      =Income over threshold

      x19%

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,833 per year

      aged 6 to 17 years of age: $5,765 per year

      -Total reduction

      =Your annual payment

      Example

      Julie has:

      • 3 children over 6
      • An adjusted family net income of $50,000

      $50,000 (AFNI)

      -$32,028

      =$17,972 (income over threshold)

      x19%

      =$3,414.68 (Total reduction)


      $17,295 (maximum benefit amount = $5,765 x 3)

      -$3,414.68 (total reduction)

      =$13,880.32 (annual payment)


      Julie would receive $13,880.32 (about $1,156.69 per month) for the July 2021 to June 2022 period.

    • Your AFNI is greater than $69,395

      Your total payment is reduced by:

      • $7,100 + 8% of your income greater than $69,395
      Calculation

      Adjusted family net income

      -$69,395

      =Income over threshold

      x8%

      =Partial reduction

      +$7,100

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,833 per year

      aged 6 to 17 years of age: $5,765 per year

      -Total reduction

      =Your annual payment

      Example

      Julie has:

      • 3 children over 6
      • An adjusted family net income of $150,000

      $150,000 (AFNI)

      -$69,395

      =$80,605 (income over threshold)

      x8%

      =$6,448.40 (Partial reduction)

      +$7,100

      =$13,548.40 (Total reduction)


      $17,295 (maximum benefit amount = $5,765 x 3)

      -$13,548.40 (total reduction)

      =$3,746.60 (annual payment)


      Julie would receive $3,746.60 (about $312.21 per month) in for the July 2021 to June 2022 period.

    You have 4 children or more in your care
    • Your AFNI is below $32,028

      You get the maximum payment for all the children, and your payment is not reduced. For each eligible child:

      • under 6 years of age: $6,833 per year ($569.41 per month)
      • aged 6 to 17 years of age: $5,765 per year ($480.41 per month)
    • Your AFNI is greater than $32,028 up to $69,395

      Your total payment is reduced by:

      • 23% of your income greater than $32,028
      Calculation

      Adjusted family net income

      -$32,028

      =Income over threshold

      x23%

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,833 per year

      aged 6 to 17 years of age: $5,765 per year

      -Total reduction

      =Your annual payment

      Example

      Kira has:

      • 4 children over 6
      • An adjusted family net income of $45,000

      $45,000 (AFNI)

      -$32,028

      =$12,972 (income over threshold)

      x23%

      =$2,983.56 (Total reduction)


      $23,060 (maximum benefit amount = $5,765 x 4)

      -$2,983.56 (total reduction)

      =$20,076.44 (annual payment)


      Kira would receive $20,076.44 (about $1,673.03 per month) for the July 2021 to June 2022 period.

    • Your AFNI is greater than $69,395

      Your total payment is reduced by:

      • $8,594 + 9.5% of your income greater than $69,395
      Calculation

      Adjusted family net income

      -$69,395

      =Income over threshold

      x9.5%

      =Partial reduction

      +$8,594

      =Total reduction


      Maximum benefit amount

      under 6 years of age: $6,833 per year

      aged 6 to 17 years of age: $5,765 per year

      -Total reduction

      =Your annual payment

      Example

      Kira has:

      • 4 children over 6
      • An adjusted family net income of $200,000

      $200,000 (AFNI)

      -$69,395

      =$130,605 (income over threshold)

      x9.5%

      =$12,407.48 (Partial reduction)

      +$8,594

      =$21,001.48 (Total reduction)


      $23,060 (maximum benefit amount = $5,765 x 4)

      -$21,001.48 (total reduction)

      =$2,058.53 (annual payment)


      Kira would receive $2,058.53 (about $171.54 per month) for the July 2021 to June 2022 period.

    Previous years

    Canada child benefit calculation sheets

Shared custody and your payments

Each parent with shared custody will get 50% of what they would have gotten if they had full custody of the child, calculated based on their own adjusted family net income.

The CRA will not split the amount using other percentages, or give the full amount to one of the parents if CRA considers you to have shared custody.

If a child only lives with you part time, go to Custody arrangements and your benefits to find out if you are considered to have shared custody.

Payments are recalculated in July

Every July, your benefit payment is recalculated based on your adjusted family net income from the previous year, indexed to inflation.

For example, payments from:

  • July 2021 to June 2022: based on your adjusted family net income from 2020
  • July 2020 to June 2021: based on your adjusted family net income from 2019

In other words, a change in your income in 2020 will only be reflected in your payments starting in July 2021.

If your payment changed or stopped in another month, go to If your payment stopped or changed.

Related provincial and territorial benefits

Some provinces and territories offer additional assistance to help with the cost of raising a family.

Some of these benefits are added to your Canada child benefit (CCB) payment and paid with it, while others are paid separately.

Select your province or territory:

Children with a disability

If your child is eligible for the disability tax credit, you may also be eligible for the child disability benefit.

For the period of July 2021 to June 2022, you could get up to $2,915 ($242.91 per month) for each child who is eligible for the disability tax credit.

Go to Child disability benefit

Repaying an overpayment

What to do if you received a notice saying you have to make a repayment

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